LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,910
−HK$2,753/mo
▼ 0.25% · 3.875%
HK$45,276
−HK$1,387/mo
Today · 4.125%
HK$46,663
baseline
▲ 0.50% · 4.625%
HK$49,503
+HK$2,840/mo
Deposit HK$9.63M · loan HK$9.63M · min. income ≈ HK$93,326/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$722,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,849
−HK$2,639/mo
▼ 0.25% · 3.875%
HK$50,159
−HK$1,329/mo
Today · 4.125%
HK$51,488
baseline
▲ 0.50% · 4.625%
HK$54,202
+HK$2,714/mo
Deposit HK$9.63M · loan HK$9.63M · min. income ≈ HK$102,976/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$722,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,692
−HK$3,304/mo
▼ 0.25% · 3.875%
HK$54,331
−HK$1,665/mo
Today · 4.125%
HK$55,996
baseline
▲ 0.50% · 4.625%
HK$59,403
+HK$3,407/mo
Deposit HK$7.70M · loan HK$11.55M · min. income ≈ HK$111,992/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$722,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,619
−HK$3,167/mo
▼ 0.25% · 3.875%
HK$60,191
−HK$1,595/mo
Today · 4.125%
HK$61,786
baseline
▲ 0.50% · 4.625%
HK$65,043
+HK$3,257/mo
Deposit HK$7.70M · loan HK$11.55M · min. income ≈ HK$123,572/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$722,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,474
−HK$3,855/mo
▼ 0.25% · 3.875%
HK$63,386
−HK$1,943/mo
Today · 4.125%
HK$65,329
baseline
▲ 0.50% · 4.625%
HK$69,304
+HK$3,975/mo
Deposit HK$5.78M · loan HK$13.48M · min. income ≈ HK$130,658/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$722,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,389
−HK$3,695/mo
▼ 0.25% · 3.875%
HK$70,223
−HK$1,861/mo
Today · 4.125%
HK$72,084
baseline
▲ 0.50% · 4.625%
HK$75,883
+HK$3,799/mo
Deposit HK$5.78M · loan HK$13.48M · min. income ≈ HK$144,168/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$722,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,038
−HK$4,956/mo
▼ 0.25% · 3.875%
HK$81,496
−HK$2,498/mo
Today · 4.125%
HK$83,994
baseline
▲ 0.50% · 4.625%
HK$89,105
+HK$5,111/mo
Deposit HK$1.93M · loan HK$17.33M · min. income ≈ HK$167,988/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,929
−HK$4,750/mo
▼ 0.25% · 3.875%
HK$90,287
−HK$2,392/mo
Today · 4.125%
HK$92,679
baseline
▲ 0.50% · 4.625%
HK$97,564
+HK$4,885/mo
Deposit HK$1.93M · loan HK$17.33M · min. income ≈ HK$185,358/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,120 · Scale 2, in force from 26 Feb 2026)