LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,914
−HK$2,753/mo
▼ 0.25% · 3.875%
HK$45,280
−HK$1,387/mo
Today · 4.125%
HK$46,667
baseline
▲ 0.50% · 4.625%
HK$49,507
+HK$2,840/mo
Deposit HK$9.63M · loan HK$9.63M · min. income ≈ HK$93,334/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$722,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,854
−HK$2,639/mo
▼ 0.25% · 3.875%
HK$50,164
−HK$1,329/mo
Today · 4.125%
HK$51,493
baseline
▲ 0.50% · 4.625%
HK$54,207
+HK$2,714/mo
Deposit HK$9.63M · loan HK$9.63M · min. income ≈ HK$102,986/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$722,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,696
−HK$3,305/mo
▼ 0.25% · 3.875%
HK$54,336
−HK$1,665/mo
Today · 4.125%
HK$56,001
baseline
▲ 0.50% · 4.625%
HK$59,408
+HK$3,407/mo
Deposit HK$7.70M · loan HK$11.55M · min. income ≈ HK$112,002/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$722,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,624
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$60,197
−HK$1,595/mo
Today · 4.125%
HK$61,792
baseline
▲ 0.50% · 4.625%
HK$65,049
+HK$3,257/mo
Deposit HK$7.70M · loan HK$11.55M · min. income ≈ HK$123,584/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$722,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,479
−HK$3,855/mo
▼ 0.25% · 3.875%
HK$63,392
−HK$1,942/mo
Today · 4.125%
HK$65,334
baseline
▲ 0.50% · 4.625%
HK$69,310
+HK$3,976/mo
Deposit HK$5.78M · loan HK$13.48M · min. income ≈ HK$130,668/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$722,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,395
−HK$3,695/mo
▼ 0.25% · 3.875%
HK$70,229
−HK$1,861/mo
Today · 4.125%
HK$72,090
baseline
▲ 0.50% · 4.625%
HK$75,890
+HK$3,800/mo
Deposit HK$5.78M · loan HK$13.48M · min. income ≈ HK$144,180/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$722,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,045
−HK$4,956/mo
▼ 0.25% · 3.875%
HK$81,503
−HK$2,498/mo
Today · 4.125%
HK$84,001
baseline
▲ 0.50% · 4.625%
HK$89,113
+HK$5,112/mo
Deposit HK$1.93M · loan HK$17.33M · min. income ≈ HK$168,002/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,936
−HK$4,751/mo
▼ 0.25% · 3.875%
HK$90,295
−HK$2,392/mo
Today · 4.125%
HK$92,687
baseline
▲ 0.50% · 4.625%
HK$97,573
+HK$4,886/mo
Deposit HK$1.93M · loan HK$17.33M · min. income ≈ HK$185,374/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,184 · Scale 2, in force from 26 Feb 2026)