LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,915
−HK$2,753/mo
▼ 0.25% · 3.875%
HK$45,281
−HK$1,387/mo
Today · 4.125%
HK$46,668
baseline
▲ 0.50% · 4.625%
HK$49,508
+HK$2,840/mo
Deposit HK$9.63M · loan HK$9.63M · min. income ≈ HK$93,336/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$722,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,855
−HK$2,639/mo
▼ 0.25% · 3.875%
HK$50,165
−HK$1,329/mo
Today · 4.125%
HK$51,494
baseline
▲ 0.50% · 4.625%
HK$54,208
+HK$2,714/mo
Deposit HK$9.63M · loan HK$9.63M · min. income ≈ HK$102,988/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$722,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,698
−HK$3,304/mo
▼ 0.25% · 3.875%
HK$54,337
−HK$1,665/mo
Today · 4.125%
HK$56,002
baseline
▲ 0.50% · 4.625%
HK$59,410
+HK$3,408/mo
Deposit HK$7.70M · loan HK$11.56M · min. income ≈ HK$112,004/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$722,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,625
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$60,198
−HK$1,595/mo
Today · 4.125%
HK$61,793
baseline
▲ 0.50% · 4.625%
HK$65,050
+HK$3,257/mo
Deposit HK$7.70M · loan HK$11.56M · min. income ≈ HK$123,586/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$722,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,480
−HK$3,856/mo
▼ 0.25% · 3.875%
HK$63,393
−HK$1,943/mo
Today · 4.125%
HK$65,336
baseline
▲ 0.50% · 4.625%
HK$69,311
+HK$3,975/mo
Deposit HK$5.78M · loan HK$13.48M · min. income ≈ HK$130,672/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$722,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,396
−HK$3,696/mo
▼ 0.25% · 3.875%
HK$70,231
−HK$1,861/mo
Today · 4.125%
HK$72,092
baseline
▲ 0.50% · 4.625%
HK$75,892
+HK$3,800/mo
Deposit HK$5.78M · loan HK$13.48M · min. income ≈ HK$144,184/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$722,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,046
−HK$4,957/mo
▼ 0.25% · 3.875%
HK$81,505
−HK$2,498/mo
Today · 4.125%
HK$84,003
baseline
▲ 0.50% · 4.625%
HK$89,115
+HK$5,112/mo
Deposit HK$1.93M · loan HK$17.33M · min. income ≈ HK$168,006/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,938
−HK$4,751/mo
▼ 0.25% · 3.875%
HK$90,297
−HK$2,392/mo
Today · 4.125%
HK$92,689
baseline
▲ 0.50% · 4.625%
HK$97,575
+HK$4,886/mo
Deposit HK$1.93M · loan HK$17.33M · min. income ≈ HK$185,378/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,199 · Scale 2, in force from 26 Feb 2026)