LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,915
−HK$2,754/mo
▼ 0.25% · 3.875%
HK$45,281
−HK$1,388/mo
Today · 4.125%
HK$46,669
baseline
▲ 0.50% · 4.625%
HK$49,509
+HK$2,840/mo
Deposit HK$9.63M · loan HK$9.63M · min. income ≈ HK$93,338/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$722,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,855
−HK$2,639/mo
▼ 0.25% · 3.875%
HK$50,165
−HK$1,329/mo
Today · 4.125%
HK$51,494
baseline
▲ 0.50% · 4.625%
HK$54,209
+HK$2,715/mo
Deposit HK$9.63M · loan HK$9.63M · min. income ≈ HK$102,988/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$722,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,698
−HK$3,305/mo
▼ 0.25% · 3.875%
HK$54,337
−HK$1,666/mo
Today · 4.125%
HK$56,003
baseline
▲ 0.50% · 4.625%
HK$59,410
+HK$3,407/mo
Deposit HK$7.70M · loan HK$11.56M · min. income ≈ HK$112,006/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$722,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,626
−HK$3,167/mo
▼ 0.25% · 3.875%
HK$60,198
−HK$1,595/mo
Today · 4.125%
HK$61,793
baseline
▲ 0.50% · 4.625%
HK$65,051
+HK$3,258/mo
Deposit HK$7.70M · loan HK$11.56M · min. income ≈ HK$123,586/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$722,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,481
−HK$3,855/mo
▼ 0.25% · 3.875%
HK$63,393
−HK$1,943/mo
Today · 4.125%
HK$65,336
baseline
▲ 0.50% · 4.625%
HK$69,312
+HK$3,976/mo
Deposit HK$5.78M · loan HK$13.48M · min. income ≈ HK$130,672/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$722,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,397
−HK$3,695/mo
▼ 0.25% · 3.875%
HK$70,231
−HK$1,861/mo
Today · 4.125%
HK$72,092
baseline
▲ 0.50% · 4.625%
HK$75,892
+HK$3,800/mo
Deposit HK$5.78M · loan HK$13.48M · min. income ≈ HK$144,184/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$722,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,047
−HK$4,957/mo
▼ 0.25% · 3.875%
HK$81,506
−HK$2,498/mo
Today · 4.125%
HK$84,004
baseline
▲ 0.50% · 4.625%
HK$89,115
+HK$5,111/mo
Deposit HK$1.93M · loan HK$17.33M · min. income ≈ HK$168,008/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,939
−HK$4,751/mo
▼ 0.25% · 3.875%
HK$90,297
−HK$2,393/mo
Today · 4.125%
HK$92,690
baseline
▲ 0.50% · 4.625%
HK$97,576
+HK$4,886/mo
Deposit HK$1.93M · loan HK$17.33M · min. income ≈ HK$185,380/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,206 · Scale 2, in force from 26 Feb 2026)