LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,916
−HK$2,754/mo
▼ 0.25% · 3.875%
HK$45,282
−HK$1,388/mo
Today · 4.125%
HK$46,670
baseline
▲ 0.50% · 4.625%
HK$49,509
+HK$2,839/mo
Deposit HK$9.63M · loan HK$9.63M · min. income ≈ HK$93,340/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$722,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,856
−HK$2,639/mo
▼ 0.25% · 3.875%
HK$50,166
−HK$1,329/mo
Today · 4.125%
HK$51,495
baseline
▲ 0.50% · 4.625%
HK$54,210
+HK$2,715/mo
Deposit HK$9.63M · loan HK$9.63M · min. income ≈ HK$102,990/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$722,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,699
−HK$3,305/mo
▼ 0.25% · 3.875%
HK$54,338
−HK$1,666/mo
Today · 4.125%
HK$56,004
baseline
▲ 0.50% · 4.625%
HK$59,411
+HK$3,407/mo
Deposit HK$7.70M · loan HK$11.56M · min. income ≈ HK$112,008/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$722,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,627
−HK$3,167/mo
▼ 0.25% · 3.875%
HK$60,199
−HK$1,595/mo
Today · 4.125%
HK$61,794
baseline
▲ 0.50% · 4.625%
HK$65,052
+HK$3,258/mo
Deposit HK$7.70M · loan HK$11.56M · min. income ≈ HK$123,588/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$722,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,482
−HK$3,856/mo
▼ 0.25% · 3.875%
HK$63,395
−HK$1,943/mo
Today · 4.125%
HK$65,338
baseline
▲ 0.50% · 4.625%
HK$69,313
+HK$3,975/mo
Deposit HK$5.78M · loan HK$13.48M · min. income ≈ HK$130,676/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$722,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,398
−HK$3,696/mo
▼ 0.25% · 3.875%
HK$70,233
−HK$1,861/mo
Today · 4.125%
HK$72,094
baseline
▲ 0.50% · 4.625%
HK$75,894
+HK$3,800/mo
Deposit HK$5.78M · loan HK$13.48M · min. income ≈ HK$144,188/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$722,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,048
−HK$4,957/mo
▼ 0.25% · 3.875%
HK$81,507
−HK$2,498/mo
Today · 4.125%
HK$84,005
baseline
▲ 0.50% · 4.625%
HK$89,117
+HK$5,112/mo
Deposit HK$1.93M · loan HK$17.33M · min. income ≈ HK$168,010/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,941
−HK$4,751/mo
▼ 0.25% · 3.875%
HK$90,299
−HK$2,393/mo
Today · 4.125%
HK$92,692
baseline
▲ 0.50% · 4.625%
HK$97,578
+HK$4,886/mo
Deposit HK$1.93M · loan HK$17.33M · min. income ≈ HK$185,384/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,218 · Scale 2, in force from 26 Feb 2026)