LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,917
−HK$2,754/mo
▼ 0.25% · 3.875%
HK$45,283
−HK$1,388/mo
Today · 4.125%
HK$46,671
baseline
▲ 0.50% · 4.625%
HK$49,511
+HK$2,840/mo
Deposit HK$9.63M · loan HK$9.63M · min. income ≈ HK$93,342/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$722,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,857
−HK$2,640/mo
▼ 0.25% · 3.875%
HK$50,167
−HK$1,330/mo
Today · 4.125%
HK$51,497
baseline
▲ 0.50% · 4.625%
HK$54,211
+HK$2,714/mo
Deposit HK$9.63M · loan HK$9.63M · min. income ≈ HK$102,994/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$722,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,700
−HK$3,305/mo
▼ 0.25% · 3.875%
HK$54,339
−HK$1,666/mo
Today · 4.125%
HK$56,005
baseline
▲ 0.50% · 4.625%
HK$59,413
+HK$3,408/mo
Deposit HK$7.70M · loan HK$11.56M · min. income ≈ HK$112,010/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$722,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,628
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$60,201
−HK$1,595/mo
Today · 4.125%
HK$61,796
baseline
▲ 0.50% · 4.625%
HK$65,053
+HK$3,257/mo
Deposit HK$7.70M · loan HK$11.56M · min. income ≈ HK$123,592/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$722,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,484
−HK$3,855/mo
▼ 0.25% · 3.875%
HK$63,396
−HK$1,943/mo
Today · 4.125%
HK$65,339
baseline
▲ 0.50% · 4.625%
HK$69,315
+HK$3,976/mo
Deposit HK$5.78M · loan HK$13.48M · min. income ≈ HK$130,678/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$722,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,400
−HK$3,695/mo
▼ 0.25% · 3.875%
HK$70,234
−HK$1,861/mo
Today · 4.125%
HK$72,095
baseline
▲ 0.50% · 4.625%
HK$75,896
+HK$3,801/mo
Deposit HK$5.78M · loan HK$13.48M · min. income ≈ HK$144,190/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$722,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,050
−HK$4,957/mo
▼ 0.25% · 3.875%
HK$81,509
−HK$2,498/mo
Today · 4.125%
HK$84,007
baseline
▲ 0.50% · 4.625%
HK$89,119
+HK$5,112/mo
Deposit HK$1.93M · loan HK$17.33M · min. income ≈ HK$168,014/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,943
−HK$4,751/mo
▼ 0.25% · 3.875%
HK$90,301
−HK$2,393/mo
Today · 4.125%
HK$92,694
baseline
▲ 0.50% · 4.625%
HK$97,580
+HK$4,886/mo
Deposit HK$1.93M · loan HK$17.33M · min. income ≈ HK$185,388/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,236 · Scale 2, in force from 26 Feb 2026)