LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,919
−HK$2,755/mo
▼ 0.25% · 3.875%
HK$45,286
−HK$1,388/mo
Today · 4.125%
HK$46,674
baseline
▲ 0.50% · 4.625%
HK$49,514
+HK$2,840/mo
Deposit HK$9.63M · loan HK$9.63M · min. income ≈ HK$93,348/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$722,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,860
−HK$2,640/mo
▼ 0.25% · 3.875%
HK$50,170
−HK$1,330/mo
Today · 4.125%
HK$51,500
baseline
▲ 0.50% · 4.625%
HK$54,214
+HK$2,714/mo
Deposit HK$9.63M · loan HK$9.63M · min. income ≈ HK$103,000/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$722,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,703
−HK$3,305/mo
▼ 0.25% · 3.875%
HK$54,343
−HK$1,665/mo
Today · 4.125%
HK$56,008
baseline
▲ 0.50% · 4.625%
HK$59,416
+HK$3,408/mo
Deposit HK$7.70M · loan HK$11.56M · min. income ≈ HK$112,016/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$722,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,632
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$60,204
−HK$1,596/mo
Today · 4.125%
HK$61,800
baseline
▲ 0.50% · 4.625%
HK$65,057
+HK$3,257/mo
Deposit HK$7.70M · loan HK$11.56M · min. income ≈ HK$123,600/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$722,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,487
−HK$3,856/mo
▼ 0.25% · 3.875%
HK$63,400
−HK$1,943/mo
Today · 4.125%
HK$65,343
baseline
▲ 0.50% · 4.625%
HK$69,319
+HK$3,976/mo
Deposit HK$5.78M · loan HK$13.48M · min. income ≈ HK$130,686/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$722,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,404
−HK$3,695/mo
▼ 0.25% · 3.875%
HK$70,238
−HK$1,861/mo
Today · 4.125%
HK$72,099
baseline
▲ 0.50% · 4.625%
HK$75,900
+HK$3,801/mo
Deposit HK$5.78M · loan HK$13.48M · min. income ≈ HK$144,198/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$722,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,055
−HK$4,957/mo
▼ 0.25% · 3.875%
HK$81,514
−HK$2,498/mo
Today · 4.125%
HK$84,012
baseline
▲ 0.50% · 4.625%
HK$89,124
+HK$5,112/mo
Deposit HK$1.93M · loan HK$17.33M · min. income ≈ HK$168,024/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,948
−HK$4,751/mo
▼ 0.25% · 3.875%
HK$90,307
−HK$2,392/mo
Today · 4.125%
HK$92,699
baseline
▲ 0.50% · 4.625%
HK$97,586
+HK$4,887/mo
Deposit HK$1.93M · loan HK$17.33M · min. income ≈ HK$185,398/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,278 · Scale 2, in force from 26 Feb 2026)