LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,920
−HK$2,754/mo
▼ 0.25% · 3.875%
HK$45,286
−HK$1,388/mo
Today · 4.125%
HK$46,674
baseline
▲ 0.50% · 4.625%
HK$49,514
+HK$2,840/mo
Deposit HK$9.63M · loan HK$9.63M · min. income ≈ HK$93,348/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$722,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,860
−HK$2,640/mo
▼ 0.25% · 3.875%
HK$50,171
−HK$1,329/mo
Today · 4.125%
HK$51,500
baseline
▲ 0.50% · 4.625%
HK$54,215
+HK$2,715/mo
Deposit HK$9.63M · loan HK$9.63M · min. income ≈ HK$103,000/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$722,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,704
−HK$3,305/mo
▼ 0.25% · 3.875%
HK$54,343
−HK$1,666/mo
Today · 4.125%
HK$56,009
baseline
▲ 0.50% · 4.625%
HK$59,417
+HK$3,408/mo
Deposit HK$7.70M · loan HK$11.56M · min. income ≈ HK$112,018/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$722,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,632
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$60,205
−HK$1,595/mo
Today · 4.125%
HK$61,800
baseline
▲ 0.50% · 4.625%
HK$65,058
+HK$3,258/mo
Deposit HK$7.70M · loan HK$11.56M · min. income ≈ HK$123,600/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$722,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,488
−HK$3,856/mo
▼ 0.25% · 3.875%
HK$63,400
−HK$1,944/mo
Today · 4.125%
HK$65,344
baseline
▲ 0.50% · 4.625%
HK$69,319
+HK$3,975/mo
Deposit HK$5.78M · loan HK$13.48M · min. income ≈ HK$130,688/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$722,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,404
−HK$3,696/mo
▼ 0.25% · 3.875%
HK$70,239
−HK$1,861/mo
Today · 4.125%
HK$72,100
baseline
▲ 0.50% · 4.625%
HK$75,901
+HK$3,801/mo
Deposit HK$5.78M · loan HK$13.48M · min. income ≈ HK$144,200/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$722,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,056
−HK$4,957/mo
▼ 0.25% · 3.875%
HK$81,515
−HK$2,498/mo
Today · 4.125%
HK$84,013
baseline
▲ 0.50% · 4.625%
HK$89,125
+HK$5,112/mo
Deposit HK$1.93M · loan HK$17.33M · min. income ≈ HK$168,026/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,949
−HK$4,751/mo
▼ 0.25% · 3.875%
HK$90,307
−HK$2,393/mo
Today · 4.125%
HK$92,700
baseline
▲ 0.50% · 4.625%
HK$97,586
+HK$4,886/mo
Deposit HK$1.93M · loan HK$17.33M · min. income ≈ HK$185,400/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,284 · Scale 2, in force from 26 Feb 2026)