LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,924
−HK$2,754/mo
▼ 0.25% · 3.875%
HK$45,290
−HK$1,388/mo
Today · 4.125%
HK$46,678
baseline
▲ 0.50% · 4.625%
HK$49,518
+HK$2,840/mo
Deposit HK$9.63M · loan HK$9.63M · min. income ≈ HK$93,356/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$722,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,865
−HK$2,640/mo
▼ 0.25% · 3.875%
HK$50,175
−HK$1,330/mo
Today · 4.125%
HK$51,505
baseline
▲ 0.50% · 4.625%
HK$54,219
+HK$2,714/mo
Deposit HK$9.63M · loan HK$9.63M · min. income ≈ HK$103,010/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$722,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,708
−HK$3,306/mo
▼ 0.25% · 3.875%
HK$54,348
−HK$1,666/mo
Today · 4.125%
HK$56,014
baseline
▲ 0.50% · 4.625%
HK$59,422
+HK$3,408/mo
Deposit HK$7.71M · loan HK$11.56M · min. income ≈ HK$112,028/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$722,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,638
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$60,210
−HK$1,596/mo
Today · 4.125%
HK$61,806
baseline
▲ 0.50% · 4.625%
HK$65,063
+HK$3,257/mo
Deposit HK$7.71M · loan HK$11.56M · min. income ≈ HK$123,612/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$722,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,493
−HK$3,856/mo
▼ 0.25% · 3.875%
HK$63,406
−HK$1,943/mo
Today · 4.125%
HK$65,349
baseline
▲ 0.50% · 4.625%
HK$69,326
+HK$3,977/mo
Deposit HK$5.78M · loan HK$13.48M · min. income ≈ HK$130,698/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$722,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,410
−HK$3,696/mo
▼ 0.25% · 3.875%
HK$70,245
−HK$1,861/mo
Today · 4.125%
HK$72,106
baseline
▲ 0.50% · 4.625%
HK$75,907
+HK$3,801/mo
Deposit HK$5.78M · loan HK$13.48M · min. income ≈ HK$144,212/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$722,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,063
−HK$4,957/mo
▼ 0.25% · 3.875%
HK$81,522
−HK$2,498/mo
Today · 4.125%
HK$84,020
baseline
▲ 0.50% · 4.625%
HK$89,133
+HK$5,113/mo
Deposit HK$1.93M · loan HK$17.34M · min. income ≈ HK$168,040/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,956
−HK$4,752/mo
▼ 0.25% · 3.875%
HK$90,315
−HK$2,393/mo
Today · 4.125%
HK$92,708
baseline
▲ 0.50% · 4.625%
HK$97,595
+HK$4,887/mo
Deposit HK$1.93M · loan HK$17.34M · min. income ≈ HK$185,416/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,347 · Scale 2, in force from 26 Feb 2026)