LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,925
−HK$2,755/mo
▼ 0.25% · 3.875%
HK$45,291
−HK$1,389/mo
Today · 4.125%
HK$46,680
baseline
▲ 0.50% · 4.625%
HK$49,520
+HK$2,840/mo
Deposit HK$9.63M · loan HK$9.63M · min. income ≈ HK$93,360/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$722,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,866
−HK$2,640/mo
▼ 0.25% · 3.875%
HK$50,177
−HK$1,329/mo
Today · 4.125%
HK$51,506
baseline
▲ 0.50% · 4.625%
HK$54,221
+HK$2,715/mo
Deposit HK$9.63M · loan HK$9.63M · min. income ≈ HK$103,012/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$722,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,710
−HK$3,305/mo
▼ 0.25% · 3.875%
HK$54,350
−HK$1,665/mo
Today · 4.125%
HK$56,015
baseline
▲ 0.50% · 4.625%
HK$59,424
+HK$3,409/mo
Deposit HK$7.71M · loan HK$11.56M · min. income ≈ HK$112,030/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$722,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,639
−HK$3,169/mo
▼ 0.25% · 3.875%
HK$60,212
−HK$1,596/mo
Today · 4.125%
HK$61,808
baseline
▲ 0.50% · 4.625%
HK$65,065
+HK$3,257/mo
Deposit HK$7.71M · loan HK$11.56M · min. income ≈ HK$123,616/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$722,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,495
−HK$3,856/mo
▼ 0.25% · 3.875%
HK$63,408
−HK$1,943/mo
Today · 4.125%
HK$65,351
baseline
▲ 0.50% · 4.625%
HK$69,328
+HK$3,977/mo
Deposit HK$5.78M · loan HK$13.48M · min. income ≈ HK$130,702/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$722,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,413
−HK$3,696/mo
▼ 0.25% · 3.875%
HK$70,247
−HK$1,862/mo
Today · 4.125%
HK$72,109
baseline
▲ 0.50% · 4.625%
HK$75,910
+HK$3,801/mo
Deposit HK$5.78M · loan HK$13.48M · min. income ≈ HK$144,218/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$722,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,065
−HK$4,958/mo
▼ 0.25% · 3.875%
HK$81,524
−HK$2,499/mo
Today · 4.125%
HK$84,023
baseline
▲ 0.50% · 4.625%
HK$89,136
+HK$5,113/mo
Deposit HK$1.93M · loan HK$17.34M · min. income ≈ HK$168,046/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,959
−HK$4,752/mo
▼ 0.25% · 3.875%
HK$90,318
−HK$2,393/mo
Today · 4.125%
HK$92,711
baseline
▲ 0.50% · 4.625%
HK$97,598
+HK$4,887/mo
Deposit HK$1.93M · loan HK$17.34M · min. income ≈ HK$185,422/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,371 · Scale 2, in force from 26 Feb 2026)