LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,926
−HK$2,754/mo
▼ 0.25% · 3.875%
HK$45,292
−HK$1,388/mo
Today · 4.125%
HK$46,680
baseline
▲ 0.50% · 4.625%
HK$49,520
+HK$2,840/mo
Deposit HK$9.63M · loan HK$9.63M · min. income ≈ HK$93,360/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$722,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,867
−HK$2,640/mo
▼ 0.25% · 3.875%
HK$50,177
−HK$1,330/mo
Today · 4.125%
HK$51,507
baseline
▲ 0.50% · 4.625%
HK$54,222
+HK$2,715/mo
Deposit HK$9.63M · loan HK$9.63M · min. income ≈ HK$103,014/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$722,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,711
−HK$3,305/mo
▼ 0.25% · 3.875%
HK$54,350
−HK$1,666/mo
Today · 4.125%
HK$56,016
baseline
▲ 0.50% · 4.625%
HK$59,424
+HK$3,408/mo
Deposit HK$7.71M · loan HK$11.56M · min. income ≈ HK$112,032/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$722,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,640
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$60,213
−HK$1,595/mo
Today · 4.125%
HK$61,808
baseline
▲ 0.50% · 4.625%
HK$65,066
+HK$3,258/mo
Deposit HK$7.71M · loan HK$11.56M · min. income ≈ HK$123,616/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$722,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,496
−HK$3,856/mo
▼ 0.25% · 3.875%
HK$63,409
−HK$1,943/mo
Today · 4.125%
HK$65,352
baseline
▲ 0.50% · 4.625%
HK$69,329
+HK$3,977/mo
Deposit HK$5.78M · loan HK$13.48M · min. income ≈ HK$130,704/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$722,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,413
−HK$3,697/mo
▼ 0.25% · 3.875%
HK$70,248
−HK$1,862/mo
Today · 4.125%
HK$72,110
baseline
▲ 0.50% · 4.625%
HK$75,911
+HK$3,801/mo
Deposit HK$5.78M · loan HK$13.48M · min. income ≈ HK$144,220/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$722,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,066
−HK$4,958/mo
▼ 0.25% · 3.875%
HK$81,525
−HK$2,499/mo
Today · 4.125%
HK$84,024
baseline
▲ 0.50% · 4.625%
HK$89,137
+HK$5,113/mo
Deposit HK$1.93M · loan HK$17.34M · min. income ≈ HK$168,048/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,960
−HK$4,752/mo
▼ 0.25% · 3.875%
HK$90,319
−HK$2,393/mo
Today · 4.125%
HK$92,712
baseline
▲ 0.50% · 4.625%
HK$97,599
+HK$4,887/mo
Deposit HK$1.93M · loan HK$17.34M · min. income ≈ HK$185,424/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,378 · Scale 2, in force from 26 Feb 2026)