LTV · monthly repayment
▼ 0.50% · 3.625%
HK$439,260
−HK$27,546/mo
▼ 0.25% · 3.875%
HK$452,924
−HK$13,882/mo
Today · 4.125%
HK$466,806
baseline
▲ 0.50% · 4.625%
HK$495,210
+HK$28,404/mo
Deposit HK$96.32M · loan HK$96.32M · min. income ≈ HK$933,612/mo (50% DSR)
Upfront cash ≈ HK$108.84M (deposit + AVD stamp duty HK$12,521,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$488,673
−HK$26,401/mo
▼ 0.25% · 3.875%
HK$501,779
−HK$13,295/mo
Today · 4.125%
HK$515,074
baseline
▲ 0.50% · 4.625%
HK$542,225
+HK$27,151/mo
Deposit HK$96.32M · loan HK$96.32M · min. income ≈ HK$1,030,148/mo (50% DSR)
Upfront cash ≈ HK$108.84M (deposit + AVD stamp duty HK$12,521,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$527,113
−HK$33,054/mo
▼ 0.25% · 3.875%
HK$543,509
−HK$16,658/mo
Today · 4.125%
HK$560,167
baseline
▲ 0.50% · 4.625%
HK$594,252
+HK$34,085/mo
Deposit HK$77.05M · loan HK$115.58M · min. income ≈ HK$1,120,334/mo (50% DSR)
Upfront cash ≈ HK$89.58M (deposit + AVD stamp duty HK$12,521,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$586,407
−HK$31,682/mo
▼ 0.25% · 3.875%
HK$602,135
−HK$15,954/mo
Today · 4.125%
HK$618,089
baseline
▲ 0.50% · 4.625%
HK$650,670
+HK$32,581/mo
Deposit HK$77.05M · loan HK$115.58M · min. income ≈ HK$1,236,178/mo (50% DSR)
Upfront cash ≈ HK$89.58M (deposit + AVD stamp duty HK$12,521,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$614,965
−HK$38,563/mo
▼ 0.25% · 3.875%
HK$634,094
−HK$19,434/mo
Today · 4.125%
HK$653,528
baseline
▲ 0.50% · 4.625%
HK$693,294
+HK$39,766/mo
Deposit HK$57.79M · loan HK$134.85M · min. income ≈ HK$1,307,056/mo (50% DSR)
Upfront cash ≈ HK$70.31M (deposit + AVD stamp duty HK$12,521,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$684,142
−HK$36,962/mo
▼ 0.25% · 3.875%
HK$702,490
−HK$18,614/mo
Today · 4.125%
HK$721,104
baseline
▲ 0.50% · 4.625%
HK$759,114
+HK$38,010/mo
Deposit HK$57.79M · loan HK$134.85M · min. income ≈ HK$1,442,208/mo (50% DSR)
Upfront cash ≈ HK$70.31M (deposit + AVD stamp duty HK$12,521,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$790,669
−HK$49,582/mo
▼ 0.25% · 3.875%
HK$815,263
−HK$24,988/mo
Today · 4.125%
HK$840,251
baseline
▲ 0.50% · 4.625%
HK$891,378
+HK$51,127/mo
Deposit HK$19.26M · loan HK$173.37M · min. income ≈ HK$1,680,502/mo (50% DSR)
Upfront cash ≈ HK$31.79M (deposit + AVD stamp duty HK$12,521,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$879,611
−HK$47,523/mo
▼ 0.25% · 3.875%
HK$903,202
−HK$23,932/mo
Today · 4.125%
HK$927,134
baseline
▲ 0.50% · 4.625%
HK$976,004
+HK$48,870/mo
Deposit HK$19.26M · loan HK$173.37M · min. income ≈ HK$1,854,268/mo (50% DSR)
Upfront cash ≈ HK$31.79M (deposit + AVD stamp duty HK$12,521,369 · Scale 2, in force from 26 Feb 2026)