LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,929
−HK$2,755/mo
▼ 0.25% · 3.875%
HK$45,296
−HK$1,388/mo
Today · 4.125%
HK$46,684
baseline
▲ 0.50% · 4.625%
HK$49,525
+HK$2,841/mo
Deposit HK$9.63M · loan HK$9.63M · min. income ≈ HK$93,368/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$722,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,871
−HK$2,640/mo
▼ 0.25% · 3.875%
HK$50,182
−HK$1,329/mo
Today · 4.125%
HK$51,511
baseline
▲ 0.50% · 4.625%
HK$54,226
+HK$2,715/mo
Deposit HK$9.63M · loan HK$9.63M · min. income ≈ HK$103,022/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$722,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,715
−HK$3,306/mo
▼ 0.25% · 3.875%
HK$54,355
−HK$1,666/mo
Today · 4.125%
HK$56,021
baseline
▲ 0.50% · 4.625%
HK$59,430
+HK$3,409/mo
Deposit HK$7.71M · loan HK$11.56M · min. income ≈ HK$112,042/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$722,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,645
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$60,218
−HK$1,595/mo
Today · 4.125%
HK$61,813
baseline
▲ 0.50% · 4.625%
HK$65,072
+HK$3,259/mo
Deposit HK$7.71M · loan HK$11.56M · min. income ≈ HK$123,626/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$722,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,501
−HK$3,857/mo
▼ 0.25% · 3.875%
HK$63,414
−HK$1,944/mo
Today · 4.125%
HK$65,358
baseline
▲ 0.50% · 4.625%
HK$69,334
+HK$3,976/mo
Deposit HK$5.78M · loan HK$13.49M · min. income ≈ HK$130,716/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$722,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,419
−HK$3,697/mo
▼ 0.25% · 3.875%
HK$70,254
−HK$1,862/mo
Today · 4.125%
HK$72,116
baseline
▲ 0.50% · 4.625%
HK$75,917
+HK$3,801/mo
Deposit HK$5.78M · loan HK$13.49M · min. income ≈ HK$144,232/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$722,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,073
−HK$4,958/mo
▼ 0.25% · 3.875%
HK$81,532
−HK$2,499/mo
Today · 4.125%
HK$84,031
baseline
▲ 0.50% · 4.625%
HK$89,144
+HK$5,113/mo
Deposit HK$1.93M · loan HK$17.34M · min. income ≈ HK$168,062/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,968
−HK$4,752/mo
▼ 0.25% · 3.875%
HK$90,327
−HK$2,393/mo
Today · 4.125%
HK$92,720
baseline
▲ 0.50% · 4.625%
HK$97,608
+HK$4,888/mo
Deposit HK$1.93M · loan HK$17.34M · min. income ≈ HK$185,440/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,440 · Scale 2, in force from 26 Feb 2026)