LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,932
−HK$2,755/mo
▼ 0.25% · 3.875%
HK$45,299
−HK$1,388/mo
Today · 4.125%
HK$46,687
baseline
▲ 0.50% · 4.625%
HK$49,528
+HK$2,841/mo
Deposit HK$9.63M · loan HK$9.63M · min. income ≈ HK$93,374/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$722,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,874
−HK$2,641/mo
▼ 0.25% · 3.875%
HK$50,185
−HK$1,330/mo
Today · 4.125%
HK$51,515
baseline
▲ 0.50% · 4.625%
HK$54,230
+HK$2,715/mo
Deposit HK$9.63M · loan HK$9.63M · min. income ≈ HK$103,030/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$722,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,719
−HK$3,306/mo
▼ 0.25% · 3.875%
HK$54,358
−HK$1,667/mo
Today · 4.125%
HK$56,025
baseline
▲ 0.50% · 4.625%
HK$59,434
+HK$3,409/mo
Deposit HK$7.71M · loan HK$11.56M · min. income ≈ HK$112,050/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$722,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,649
−HK$3,169/mo
▼ 0.25% · 3.875%
HK$60,222
−HK$1,596/mo
Today · 4.125%
HK$61,818
baseline
▲ 0.50% · 4.625%
HK$65,076
+HK$3,258/mo
Deposit HK$7.71M · loan HK$11.56M · min. income ≈ HK$123,636/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$722,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,505
−HK$3,857/mo
▼ 0.25% · 3.875%
HK$63,418
−HK$1,944/mo
Today · 4.125%
HK$65,362
baseline
▲ 0.50% · 4.625%
HK$69,339
+HK$3,977/mo
Deposit HK$5.78M · loan HK$13.49M · min. income ≈ HK$130,724/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$722,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,424
−HK$3,696/mo
▼ 0.25% · 3.875%
HK$70,259
−HK$1,861/mo
Today · 4.125%
HK$72,120
baseline
▲ 0.50% · 4.625%
HK$75,922
+HK$3,802/mo
Deposit HK$5.78M · loan HK$13.49M · min. income ≈ HK$144,240/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$722,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,078
−HK$4,959/mo
▼ 0.25% · 3.875%
HK$81,538
−HK$2,499/mo
Today · 4.125%
HK$84,037
baseline
▲ 0.50% · 4.625%
HK$89,150
+HK$5,113/mo
Deposit HK$1.93M · loan HK$17.34M · min. income ≈ HK$168,074/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,973
−HK$4,753/mo
▼ 0.25% · 3.875%
HK$90,333
−HK$2,393/mo
Today · 4.125%
HK$92,726
baseline
▲ 0.50% · 4.625%
HK$97,614
+HK$4,888/mo
Deposit HK$1.93M · loan HK$17.34M · min. income ≈ HK$185,452/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,488 · Scale 2, in force from 26 Feb 2026)