LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,933
−HK$2,755/mo
▼ 0.25% · 3.875%
HK$45,299
−HK$1,389/mo
Today · 4.125%
HK$46,688
baseline
▲ 0.50% · 4.625%
HK$49,528
+HK$2,840/mo
Deposit HK$9.63M · loan HK$9.63M · min. income ≈ HK$93,376/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$722,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,875
−HK$2,640/mo
▼ 0.25% · 3.875%
HK$50,185
−HK$1,330/mo
Today · 4.125%
HK$51,515
baseline
▲ 0.50% · 4.625%
HK$54,231
+HK$2,716/mo
Deposit HK$9.63M · loan HK$9.63M · min. income ≈ HK$103,030/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$722,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,719
−HK$3,306/mo
▼ 0.25% · 3.875%
HK$54,359
−HK$1,666/mo
Today · 4.125%
HK$56,025
baseline
▲ 0.50% · 4.625%
HK$59,434
+HK$3,409/mo
Deposit HK$7.71M · loan HK$11.56M · min. income ≈ HK$112,050/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$722,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,650
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$60,223
−HK$1,595/mo
Today · 4.125%
HK$61,818
baseline
▲ 0.50% · 4.625%
HK$65,077
+HK$3,259/mo
Deposit HK$7.71M · loan HK$11.56M · min. income ≈ HK$123,636/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$722,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,506
−HK$3,857/mo
▼ 0.25% · 3.875%
HK$63,419
−HK$1,944/mo
Today · 4.125%
HK$65,363
baseline
▲ 0.50% · 4.625%
HK$69,340
+HK$3,977/mo
Deposit HK$5.78M · loan HK$13.49M · min. income ≈ HK$130,726/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$722,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,425
−HK$3,696/mo
▼ 0.25% · 3.875%
HK$70,260
−HK$1,861/mo
Today · 4.125%
HK$72,121
baseline
▲ 0.50% · 4.625%
HK$75,923
+HK$3,802/mo
Deposit HK$5.78M · loan HK$13.49M · min. income ≈ HK$144,242/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$722,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,079
−HK$4,959/mo
▼ 0.25% · 3.875%
HK$81,539
−HK$2,499/mo
Today · 4.125%
HK$84,038
baseline
▲ 0.50% · 4.625%
HK$89,151
+HK$5,113/mo
Deposit HK$1.93M · loan HK$17.34M · min. income ≈ HK$168,076/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,974
−HK$4,753/mo
▼ 0.25% · 3.875%
HK$90,334
−HK$2,393/mo
Today · 4.125%
HK$92,727
baseline
▲ 0.50% · 4.625%
HK$97,615
+HK$4,888/mo
Deposit HK$1.93M · loan HK$17.34M · min. income ≈ HK$185,454/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,496 · Scale 2, in force from 26 Feb 2026)