LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,934
−HK$2,755/mo
▼ 0.25% · 3.875%
HK$45,301
−HK$1,388/mo
Today · 4.125%
HK$46,689
baseline
▲ 0.50% · 4.625%
HK$49,530
+HK$2,841/mo
Deposit HK$9.63M · loan HK$9.63M · min. income ≈ HK$93,378/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$722,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,876
−HK$2,641/mo
▼ 0.25% · 3.875%
HK$50,187
−HK$1,330/mo
Today · 4.125%
HK$51,517
baseline
▲ 0.50% · 4.625%
HK$54,232
+HK$2,715/mo
Deposit HK$9.63M · loan HK$9.63M · min. income ≈ HK$103,034/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$722,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,721
−HK$3,306/mo
▼ 0.25% · 3.875%
HK$54,361
−HK$1,666/mo
Today · 4.125%
HK$56,027
baseline
▲ 0.50% · 4.625%
HK$59,436
+HK$3,409/mo
Deposit HK$7.71M · loan HK$11.56M · min. income ≈ HK$112,054/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$722,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,651
−HK$3,169/mo
▼ 0.25% · 3.875%
HK$60,224
−HK$1,596/mo
Today · 4.125%
HK$61,820
baseline
▲ 0.50% · 4.625%
HK$65,079
+HK$3,259/mo
Deposit HK$7.71M · loan HK$11.56M · min. income ≈ HK$123,640/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$722,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,508
−HK$3,857/mo
▼ 0.25% · 3.875%
HK$63,421
−HK$1,944/mo
Today · 4.125%
HK$65,365
baseline
▲ 0.50% · 4.625%
HK$69,342
+HK$3,977/mo
Deposit HK$5.78M · loan HK$13.49M · min. income ≈ HK$130,730/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$722,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,427
−HK$3,697/mo
▼ 0.25% · 3.875%
HK$70,262
−HK$1,862/mo
Today · 4.125%
HK$72,124
baseline
▲ 0.50% · 4.625%
HK$75,925
+HK$3,801/mo
Deposit HK$5.78M · loan HK$13.49M · min. income ≈ HK$144,248/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$722,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,081
−HK$4,959/mo
▼ 0.25% · 3.875%
HK$81,541
−HK$2,499/mo
Today · 4.125%
HK$84,040
baseline
▲ 0.50% · 4.625%
HK$89,154
+HK$5,114/mo
Deposit HK$1.93M · loan HK$17.34M · min. income ≈ HK$168,080/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,977
−HK$4,753/mo
▼ 0.25% · 3.875%
HK$90,337
−HK$2,393/mo
Today · 4.125%
HK$92,730
baseline
▲ 0.50% · 4.625%
HK$97,618
+HK$4,888/mo
Deposit HK$1.93M · loan HK$17.34M · min. income ≈ HK$185,460/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,519 · Scale 2, in force from 26 Feb 2026)