LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,935
−HK$2,755/mo
▼ 0.25% · 3.875%
HK$45,302
−HK$1,388/mo
Today · 4.125%
HK$46,690
baseline
▲ 0.50% · 4.625%
HK$49,531
+HK$2,841/mo
Deposit HK$9.63M · loan HK$9.63M · min. income ≈ HK$93,380/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$722,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,877
−HK$2,641/mo
▼ 0.25% · 3.875%
HK$50,188
−HK$1,330/mo
Today · 4.125%
HK$51,518
baseline
▲ 0.50% · 4.625%
HK$54,234
+HK$2,716/mo
Deposit HK$9.63M · loan HK$9.63M · min. income ≈ HK$103,036/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$722,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,722
−HK$3,306/mo
▼ 0.25% · 3.875%
HK$54,362
−HK$1,666/mo
Today · 4.125%
HK$56,028
baseline
▲ 0.50% · 4.625%
HK$59,437
+HK$3,409/mo
Deposit HK$7.71M · loan HK$11.56M · min. income ≈ HK$112,056/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$722,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,653
−HK$3,169/mo
▼ 0.25% · 3.875%
HK$60,226
−HK$1,596/mo
Today · 4.125%
HK$61,822
baseline
▲ 0.50% · 4.625%
HK$65,080
+HK$3,258/mo
Deposit HK$7.71M · loan HK$11.56M · min. income ≈ HK$123,644/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$722,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,509
−HK$3,857/mo
▼ 0.25% · 3.875%
HK$63,422
−HK$1,944/mo
Today · 4.125%
HK$65,366
baseline
▲ 0.50% · 4.625%
HK$69,344
+HK$3,978/mo
Deposit HK$5.78M · loan HK$13.49M · min. income ≈ HK$130,732/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$722,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,428
−HK$3,697/mo
▼ 0.25% · 3.875%
HK$70,264
−HK$1,861/mo
Today · 4.125%
HK$72,125
baseline
▲ 0.50% · 4.625%
HK$75,927
+HK$3,802/mo
Deposit HK$5.78M · loan HK$13.49M · min. income ≈ HK$144,250/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$722,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,083
−HK$4,959/mo
▼ 0.25% · 3.875%
HK$81,543
−HK$2,499/mo
Today · 4.125%
HK$84,042
baseline
▲ 0.50% · 4.625%
HK$89,156
+HK$5,114/mo
Deposit HK$1.93M · loan HK$17.34M · min. income ≈ HK$168,084/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,979
−HK$4,754/mo
▼ 0.25% · 3.875%
HK$90,339
−HK$2,394/mo
Today · 4.125%
HK$92,733
baseline
▲ 0.50% · 4.625%
HK$97,621
+HK$4,888/mo
Deposit HK$1.93M · loan HK$17.34M · min. income ≈ HK$185,466/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,536 · Scale 2, in force from 26 Feb 2026)