LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,936
−HK$2,756/mo
▼ 0.25% · 3.875%
HK$45,303
−HK$1,389/mo
Today · 4.125%
HK$46,692
baseline
▲ 0.50% · 4.625%
HK$49,533
+HK$2,841/mo
Deposit HK$9.63M · loan HK$9.63M · min. income ≈ HK$93,384/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$722,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,879
−HK$2,641/mo
▼ 0.25% · 3.875%
HK$50,190
−HK$1,330/mo
Today · 4.125%
HK$51,520
baseline
▲ 0.50% · 4.625%
HK$54,235
+HK$2,715/mo
Deposit HK$9.63M · loan HK$9.63M · min. income ≈ HK$103,040/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$722,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,724
−HK$3,306/mo
▼ 0.25% · 3.875%
HK$54,364
−HK$1,666/mo
Today · 4.125%
HK$56,030
baseline
▲ 0.50% · 4.625%
HK$59,439
+HK$3,409/mo
Deposit HK$7.71M · loan HK$11.56M · min. income ≈ HK$112,060/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$722,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,655
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$60,228
−HK$1,595/mo
Today · 4.125%
HK$61,823
baseline
▲ 0.50% · 4.625%
HK$65,082
+HK$3,259/mo
Deposit HK$7.71M · loan HK$11.56M · min. income ≈ HK$123,646/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$722,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,511
−HK$3,857/mo
▼ 0.25% · 3.875%
HK$63,424
−HK$1,944/mo
Today · 4.125%
HK$65,368
baseline
▲ 0.50% · 4.625%
HK$69,346
+HK$3,978/mo
Deposit HK$5.78M · loan HK$13.49M · min. income ≈ HK$130,736/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$722,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,430
−HK$3,697/mo
▼ 0.25% · 3.875%
HK$70,266
−HK$1,861/mo
Today · 4.125%
HK$72,127
baseline
▲ 0.50% · 4.625%
HK$75,929
+HK$3,802/mo
Deposit HK$5.78M · loan HK$13.49M · min. income ≈ HK$144,254/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$722,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,085
−HK$4,960/mo
▼ 0.25% · 3.875%
HK$81,545
−HK$2,500/mo
Today · 4.125%
HK$84,045
baseline
▲ 0.50% · 4.625%
HK$89,159
+HK$5,114/mo
Deposit HK$1.93M · loan HK$17.34M · min. income ≈ HK$168,090/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,982
−HK$4,753/mo
▼ 0.25% · 3.875%
HK$90,341
−HK$2,394/mo
Today · 4.125%
HK$92,735
baseline
▲ 0.50% · 4.625%
HK$97,623
+HK$4,888/mo
Deposit HK$1.93M · loan HK$17.34M · min. income ≈ HK$185,470/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,557 · Scale 2, in force from 26 Feb 2026)