LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,940
−HK$2,755/mo
▼ 0.25% · 3.875%
HK$45,307
−HK$1,388/mo
Today · 4.125%
HK$46,695
baseline
▲ 0.50% · 4.625%
HK$49,536
+HK$2,841/mo
Deposit HK$9.63M · loan HK$9.63M · min. income ≈ HK$93,390/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$722,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,883
−HK$2,640/mo
▼ 0.25% · 3.875%
HK$50,194
−HK$1,329/mo
Today · 4.125%
HK$51,523
baseline
▲ 0.50% · 4.625%
HK$54,239
+HK$2,716/mo
Deposit HK$9.63M · loan HK$9.63M · min. income ≈ HK$103,046/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$722,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,728
−HK$3,306/mo
▼ 0.25% · 3.875%
HK$54,368
−HK$1,666/mo
Today · 4.125%
HK$56,034
baseline
▲ 0.50% · 4.625%
HK$59,444
+HK$3,410/mo
Deposit HK$7.71M · loan HK$11.56M · min. income ≈ HK$112,068/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$722,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,659
−HK$3,169/mo
▼ 0.25% · 3.875%
HK$60,232
−HK$1,596/mo
Today · 4.125%
HK$61,828
baseline
▲ 0.50% · 4.625%
HK$65,087
+HK$3,259/mo
Deposit HK$7.71M · loan HK$11.56M · min. income ≈ HK$123,656/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$722,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,516
−HK$3,857/mo
▼ 0.25% · 3.875%
HK$63,429
−HK$1,944/mo
Today · 4.125%
HK$65,373
baseline
▲ 0.50% · 4.625%
HK$69,351
+HK$3,978/mo
Deposit HK$5.78M · loan HK$13.49M · min. income ≈ HK$130,746/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$722,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,436
−HK$3,697/mo
▼ 0.25% · 3.875%
HK$70,271
−HK$1,862/mo
Today · 4.125%
HK$72,133
baseline
▲ 0.50% · 4.625%
HK$75,935
+HK$3,802/mo
Deposit HK$5.78M · loan HK$13.49M · min. income ≈ HK$144,266/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$722,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,092
−HK$4,959/mo
▼ 0.25% · 3.875%
HK$81,552
−HK$2,499/mo
Today · 4.125%
HK$84,051
baseline
▲ 0.50% · 4.625%
HK$89,166
+HK$5,115/mo
Deposit HK$1.93M · loan HK$17.34M · min. income ≈ HK$168,102/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,989
−HK$4,753/mo
▼ 0.25% · 3.875%
HK$90,348
−HK$2,394/mo
Today · 4.125%
HK$92,742
baseline
▲ 0.50% · 4.625%
HK$97,631
+HK$4,889/mo
Deposit HK$1.93M · loan HK$17.34M · min. income ≈ HK$185,484/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,612 · Scale 2, in force from 26 Feb 2026)