LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,943
−HK$2,755/mo
▼ 0.25% · 3.875%
HK$45,309
−HK$1,389/mo
Today · 4.125%
HK$46,698
baseline
▲ 0.50% · 4.625%
HK$49,540
+HK$2,842/mo
Deposit HK$9.64M · loan HK$9.64M · min. income ≈ HK$93,396/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$722,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,886
−HK$2,641/mo
▼ 0.25% · 3.875%
HK$50,197
−HK$1,330/mo
Today · 4.125%
HK$51,527
baseline
▲ 0.50% · 4.625%
HK$54,243
+HK$2,716/mo
Deposit HK$9.64M · loan HK$9.64M · min. income ≈ HK$103,054/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$722,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,731
−HK$3,307/mo
▼ 0.25% · 3.875%
HK$54,371
−HK$1,667/mo
Today · 4.125%
HK$56,038
baseline
▲ 0.50% · 4.625%
HK$59,448
+HK$3,410/mo
Deposit HK$7.71M · loan HK$11.56M · min. income ≈ HK$112,076/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$722,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,663
−HK$3,169/mo
▼ 0.25% · 3.875%
HK$60,236
−HK$1,596/mo
Today · 4.125%
HK$61,832
baseline
▲ 0.50% · 4.625%
HK$65,091
+HK$3,259/mo
Deposit HK$7.71M · loan HK$11.56M · min. income ≈ HK$123,664/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$722,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,520
−HK$3,857/mo
▼ 0.25% · 3.875%
HK$63,433
−HK$1,944/mo
Today · 4.125%
HK$65,377
baseline
▲ 0.50% · 4.625%
HK$69,356
+HK$3,979/mo
Deposit HK$5.78M · loan HK$13.49M · min. income ≈ HK$130,754/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$722,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,440
−HK$3,698/mo
▼ 0.25% · 3.875%
HK$70,275
−HK$1,863/mo
Today · 4.125%
HK$72,138
baseline
▲ 0.50% · 4.625%
HK$75,940
+HK$3,802/mo
Deposit HK$5.78M · loan HK$13.49M · min. income ≈ HK$144,276/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$722,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,097
−HK$4,960/mo
▼ 0.25% · 3.875%
HK$81,557
−HK$2,500/mo
Today · 4.125%
HK$84,057
baseline
▲ 0.50% · 4.625%
HK$89,171
+HK$5,114/mo
Deposit HK$1.93M · loan HK$17.34M · min. income ≈ HK$168,114/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,994
−HK$4,754/mo
▼ 0.25% · 3.875%
HK$90,354
−HK$2,394/mo
Today · 4.125%
HK$92,748
baseline
▲ 0.50% · 4.625%
HK$97,637
+HK$4,889/mo
Deposit HK$1.93M · loan HK$17.34M · min. income ≈ HK$185,496/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,659 · Scale 2, in force from 26 Feb 2026)