LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,943
−HK$2,756/mo
▼ 0.25% · 3.875%
HK$45,310
−HK$1,389/mo
Today · 4.125%
HK$46,699
baseline
▲ 0.50% · 4.625%
HK$49,541
+HK$2,842/mo
Deposit HK$9.64M · loan HK$9.64M · min. income ≈ HK$93,398/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$722,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,887
−HK$2,641/mo
▼ 0.25% · 3.875%
HK$50,198
−HK$1,330/mo
Today · 4.125%
HK$51,528
baseline
▲ 0.50% · 4.625%
HK$54,244
+HK$2,716/mo
Deposit HK$9.64M · loan HK$9.64M · min. income ≈ HK$103,056/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$722,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,732
−HK$3,307/mo
▼ 0.25% · 3.875%
HK$54,372
−HK$1,667/mo
Today · 4.125%
HK$56,039
baseline
▲ 0.50% · 4.625%
HK$59,449
+HK$3,410/mo
Deposit HK$7.71M · loan HK$11.56M · min. income ≈ HK$112,078/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$722,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,664
−HK$3,169/mo
▼ 0.25% · 3.875%
HK$60,237
−HK$1,596/mo
Today · 4.125%
HK$61,833
baseline
▲ 0.50% · 4.625%
HK$65,093
+HK$3,260/mo
Deposit HK$7.71M · loan HK$11.56M · min. income ≈ HK$123,666/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$722,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,521
−HK$3,858/mo
▼ 0.25% · 3.875%
HK$63,435
−HK$1,944/mo
Today · 4.125%
HK$65,379
baseline
▲ 0.50% · 4.625%
HK$69,357
+HK$3,978/mo
Deposit HK$5.78M · loan HK$13.49M · min. income ≈ HK$130,758/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$722,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,441
−HK$3,698/mo
▼ 0.25% · 3.875%
HK$70,277
−HK$1,862/mo
Today · 4.125%
HK$72,139
baseline
▲ 0.50% · 4.625%
HK$75,942
+HK$3,803/mo
Deposit HK$5.78M · loan HK$13.49M · min. income ≈ HK$144,278/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$722,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,098
−HK$4,960/mo
▼ 0.25% · 3.875%
HK$81,559
−HK$2,499/mo
Today · 4.125%
HK$84,058
baseline
▲ 0.50% · 4.625%
HK$89,173
+HK$5,115/mo
Deposit HK$1.93M · loan HK$17.34M · min. income ≈ HK$168,116/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,996
−HK$4,754/mo
▼ 0.25% · 3.875%
HK$90,356
−HK$2,394/mo
Today · 4.125%
HK$92,750
baseline
▲ 0.50% · 4.625%
HK$97,639
+HK$4,889/mo
Deposit HK$1.93M · loan HK$17.34M · min. income ≈ HK$185,500/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,674 · Scale 2, in force from 26 Feb 2026)