LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,945
−HK$2,756/mo
▼ 0.25% · 3.875%
HK$45,312
−HK$1,389/mo
Today · 4.125%
HK$46,701
baseline
▲ 0.50% · 4.625%
HK$49,542
+HK$2,841/mo
Deposit HK$9.64M · loan HK$9.64M · min. income ≈ HK$93,402/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$722,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,888
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$50,200
−HK$1,330/mo
Today · 4.125%
HK$51,530
baseline
▲ 0.50% · 4.625%
HK$54,246
+HK$2,716/mo
Deposit HK$9.64M · loan HK$9.64M · min. income ≈ HK$103,060/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$722,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,734
−HK$3,307/mo
▼ 0.25% · 3.875%
HK$54,374
−HK$1,667/mo
Today · 4.125%
HK$56,041
baseline
▲ 0.50% · 4.625%
HK$59,451
+HK$3,410/mo
Deposit HK$7.71M · loan HK$11.56M · min. income ≈ HK$112,082/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$722,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,666
−HK$3,170/mo
▼ 0.25% · 3.875%
HK$60,239
−HK$1,597/mo
Today · 4.125%
HK$61,836
baseline
▲ 0.50% · 4.625%
HK$65,095
+HK$3,259/mo
Deposit HK$7.71M · loan HK$11.56M · min. income ≈ HK$123,672/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$722,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,523
−HK$3,858/mo
▼ 0.25% · 3.875%
HK$63,437
−HK$1,944/mo
Today · 4.125%
HK$65,381
baseline
▲ 0.50% · 4.625%
HK$69,359
+HK$3,978/mo
Deposit HK$5.78M · loan HK$13.49M · min. income ≈ HK$130,762/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$722,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,444
−HK$3,698/mo
▼ 0.25% · 3.875%
HK$70,279
−HK$1,863/mo
Today · 4.125%
HK$72,142
baseline
▲ 0.50% · 4.625%
HK$75,944
+HK$3,802/mo
Deposit HK$5.78M · loan HK$13.49M · min. income ≈ HK$144,284/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$722,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,101
−HK$4,960/mo
▼ 0.25% · 3.875%
HK$81,561
−HK$2,500/mo
Today · 4.125%
HK$84,061
baseline
▲ 0.50% · 4.625%
HK$89,176
+HK$5,115/mo
Deposit HK$1.93M · loan HK$17.34M · min. income ≈ HK$168,122/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,999
−HK$4,754/mo
▼ 0.25% · 3.875%
HK$90,359
−HK$2,394/mo
Today · 4.125%
HK$92,753
baseline
▲ 0.50% · 4.625%
HK$97,643
+HK$4,890/mo
Deposit HK$1.93M · loan HK$17.34M · min. income ≈ HK$185,506/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,699 · Scale 2, in force from 26 Feb 2026)