LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,949
−HK$2,756/mo
▼ 0.25% · 3.875%
HK$45,316
−HK$1,389/mo
Today · 4.125%
HK$46,705
baseline
▲ 0.50% · 4.625%
HK$49,546
+HK$2,841/mo
Deposit HK$9.64M · loan HK$9.64M · min. income ≈ HK$93,410/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$722,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,892
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$50,204
−HK$1,330/mo
Today · 4.125%
HK$51,534
baseline
▲ 0.50% · 4.625%
HK$54,250
+HK$2,716/mo
Deposit HK$9.64M · loan HK$9.64M · min. income ≈ HK$103,068/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$722,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,738
−HK$3,308/mo
▼ 0.25% · 3.875%
HK$54,379
−HK$1,667/mo
Today · 4.125%
HK$56,046
baseline
▲ 0.50% · 4.625%
HK$59,456
+HK$3,410/mo
Deposit HK$7.71M · loan HK$11.56M · min. income ≈ HK$112,092/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$722,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,671
−HK$3,170/mo
▼ 0.25% · 3.875%
HK$60,244
−HK$1,597/mo
Today · 4.125%
HK$61,841
baseline
▲ 0.50% · 4.625%
HK$65,100
+HK$3,259/mo
Deposit HK$7.71M · loan HK$11.56M · min. income ≈ HK$123,682/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$722,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,528
−HK$3,858/mo
▼ 0.25% · 3.875%
HK$63,442
−HK$1,944/mo
Today · 4.125%
HK$65,386
baseline
▲ 0.50% · 4.625%
HK$69,365
+HK$3,979/mo
Deposit HK$5.78M · loan HK$13.49M · min. income ≈ HK$130,772/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$722,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,449
−HK$3,699/mo
▼ 0.25% · 3.875%
HK$70,285
−HK$1,863/mo
Today · 4.125%
HK$72,148
baseline
▲ 0.50% · 4.625%
HK$75,950
+HK$3,802/mo
Deposit HK$5.78M · loan HK$13.49M · min. income ≈ HK$144,296/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$722,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,108
−HK$4,960/mo
▼ 0.25% · 3.875%
HK$81,568
−HK$2,500/mo
Today · 4.125%
HK$84,068
baseline
▲ 0.50% · 4.625%
HK$89,184
+HK$5,116/mo
Deposit HK$1.93M · loan HK$17.35M · min. income ≈ HK$168,136/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,006
−HK$4,755/mo
▼ 0.25% · 3.875%
HK$90,367
−HK$2,394/mo
Today · 4.125%
HK$92,761
baseline
▲ 0.50% · 4.625%
HK$97,651
+HK$4,890/mo
Deposit HK$1.93M · loan HK$17.35M · min. income ≈ HK$185,522/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,759 · Scale 2, in force from 26 Feb 2026)