LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,949
−HK$2,756/mo
▼ 0.25% · 3.875%
HK$45,316
−HK$1,389/mo
Today · 4.125%
HK$46,705
baseline
▲ 0.50% · 4.625%
HK$49,547
+HK$2,842/mo
Deposit HK$9.64M · loan HK$9.64M · min. income ≈ HK$93,410/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$722,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,893
−HK$2,641/mo
▼ 0.25% · 3.875%
HK$50,204
−HK$1,330/mo
Today · 4.125%
HK$51,534
baseline
▲ 0.50% · 4.625%
HK$54,251
+HK$2,717/mo
Deposit HK$9.64M · loan HK$9.64M · min. income ≈ HK$103,068/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$722,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,739
−HK$3,307/mo
▼ 0.25% · 3.875%
HK$54,379
−HK$1,667/mo
Today · 4.125%
HK$56,046
baseline
▲ 0.50% · 4.625%
HK$59,456
+HK$3,410/mo
Deposit HK$7.71M · loan HK$11.56M · min. income ≈ HK$112,092/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$722,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,671
−HK$3,170/mo
▼ 0.25% · 3.875%
HK$60,245
−HK$1,596/mo
Today · 4.125%
HK$61,841
baseline
▲ 0.50% · 4.625%
HK$65,101
+HK$3,260/mo
Deposit HK$7.71M · loan HK$11.56M · min. income ≈ HK$123,682/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$722,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,529
−HK$3,858/mo
▼ 0.25% · 3.875%
HK$63,443
−HK$1,944/mo
Today · 4.125%
HK$65,387
baseline
▲ 0.50% · 4.625%
HK$69,366
+HK$3,979/mo
Deposit HK$5.78M · loan HK$13.49M · min. income ≈ HK$130,774/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$722,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,450
−HK$3,698/mo
▼ 0.25% · 3.875%
HK$70,286
−HK$1,862/mo
Today · 4.125%
HK$72,148
baseline
▲ 0.50% · 4.625%
HK$75,951
+HK$3,803/mo
Deposit HK$5.78M · loan HK$13.49M · min. income ≈ HK$144,296/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$722,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,108
−HK$4,961/mo
▼ 0.25% · 3.875%
HK$81,569
−HK$2,500/mo
Today · 4.125%
HK$84,069
baseline
▲ 0.50% · 4.625%
HK$89,184
+HK$5,115/mo
Deposit HK$1.93M · loan HK$17.35M · min. income ≈ HK$168,138/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,007
−HK$4,755/mo
▼ 0.25% · 3.875%
HK$90,367
−HK$2,395/mo
Today · 4.125%
HK$92,762
baseline
▲ 0.50% · 4.625%
HK$97,651
+HK$4,889/mo
Deposit HK$1.93M · loan HK$17.35M · min. income ≈ HK$185,524/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,765 · Scale 2, in force from 26 Feb 2026)