LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,949
−HK$2,756/mo
▼ 0.25% · 3.875%
HK$45,316
−HK$1,389/mo
Today · 4.125%
HK$46,705
baseline
▲ 0.50% · 4.625%
HK$49,547
+HK$2,842/mo
Deposit HK$9.64M · loan HK$9.64M · min. income ≈ HK$93,410/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$722,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,893
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$50,205
−HK$1,330/mo
Today · 4.125%
HK$51,535
baseline
▲ 0.50% · 4.625%
HK$54,251
+HK$2,716/mo
Deposit HK$9.64M · loan HK$9.64M · min. income ≈ HK$103,070/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$722,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,739
−HK$3,307/mo
▼ 0.25% · 3.875%
HK$54,380
−HK$1,666/mo
Today · 4.125%
HK$56,046
baseline
▲ 0.50% · 4.625%
HK$59,457
+HK$3,411/mo
Deposit HK$7.71M · loan HK$11.56M · min. income ≈ HK$112,092/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$722,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,672
−HK$3,170/mo
▼ 0.25% · 3.875%
HK$60,245
−HK$1,597/mo
Today · 4.125%
HK$61,842
baseline
▲ 0.50% · 4.625%
HK$65,101
+HK$3,259/mo
Deposit HK$7.71M · loan HK$11.56M · min. income ≈ HK$123,684/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$722,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,529
−HK$3,859/mo
▼ 0.25% · 3.875%
HK$63,443
−HK$1,945/mo
Today · 4.125%
HK$65,388
baseline
▲ 0.50% · 4.625%
HK$69,366
+HK$3,978/mo
Deposit HK$5.78M · loan HK$13.49M · min. income ≈ HK$130,776/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$722,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,451
−HK$3,698/mo
▼ 0.25% · 3.875%
HK$70,286
−HK$1,863/mo
Today · 4.125%
HK$72,149
baseline
▲ 0.50% · 4.625%
HK$75,952
+HK$3,803/mo
Deposit HK$5.78M · loan HK$13.49M · min. income ≈ HK$144,298/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$722,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,109
−HK$4,961/mo
▼ 0.25% · 3.875%
HK$81,570
−HK$2,500/mo
Today · 4.125%
HK$84,070
baseline
▲ 0.50% · 4.625%
HK$89,185
+HK$5,115/mo
Deposit HK$1.93M · loan HK$17.35M · min. income ≈ HK$168,140/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,008
−HK$4,755/mo
▼ 0.25% · 3.875%
HK$90,368
−HK$2,395/mo
Today · 4.125%
HK$92,763
baseline
▲ 0.50% · 4.625%
HK$97,652
+HK$4,889/mo
Deposit HK$1.93M · loan HK$17.35M · min. income ≈ HK$185,526/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,770 · Scale 2, in force from 26 Feb 2026)