LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,950
−HK$2,756/mo
▼ 0.25% · 3.875%
HK$45,317
−HK$1,389/mo
Today · 4.125%
HK$46,706
baseline
▲ 0.50% · 4.625%
HK$49,548
+HK$2,842/mo
Deposit HK$9.64M · loan HK$9.64M · min. income ≈ HK$93,412/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$722,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,894
−HK$2,641/mo
▼ 0.25% · 3.875%
HK$50,205
−HK$1,330/mo
Today · 4.125%
HK$51,535
baseline
▲ 0.50% · 4.625%
HK$54,252
+HK$2,717/mo
Deposit HK$9.64M · loan HK$9.64M · min. income ≈ HK$103,070/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$722,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,740
−HK$3,307/mo
▼ 0.25% · 3.875%
HK$54,380
−HK$1,667/mo
Today · 4.125%
HK$56,047
baseline
▲ 0.50% · 4.625%
HK$59,457
+HK$3,410/mo
Deposit HK$7.71M · loan HK$11.56M · min. income ≈ HK$112,094/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$722,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,672
−HK$3,170/mo
▼ 0.25% · 3.875%
HK$60,246
−HK$1,596/mo
Today · 4.125%
HK$61,842
baseline
▲ 0.50% · 4.625%
HK$65,102
+HK$3,260/mo
Deposit HK$7.71M · loan HK$11.56M · min. income ≈ HK$123,684/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$722,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,530
−HK$3,858/mo
▼ 0.25% · 3.875%
HK$63,444
−HK$1,944/mo
Today · 4.125%
HK$65,388
baseline
▲ 0.50% · 4.625%
HK$69,367
+HK$3,979/mo
Deposit HK$5.78M · loan HK$13.49M · min. income ≈ HK$130,776/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$722,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,451
−HK$3,698/mo
▼ 0.25% · 3.875%
HK$70,287
−HK$1,862/mo
Today · 4.125%
HK$72,149
baseline
▲ 0.50% · 4.625%
HK$75,952
+HK$3,803/mo
Deposit HK$5.78M · loan HK$13.49M · min. income ≈ HK$144,298/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$722,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,110
−HK$4,960/mo
▼ 0.25% · 3.875%
HK$81,570
−HK$2,500/mo
Today · 4.125%
HK$84,070
baseline
▲ 0.50% · 4.625%
HK$89,186
+HK$5,116/mo
Deposit HK$1.93M · loan HK$17.35M · min. income ≈ HK$168,140/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,009
−HK$4,754/mo
▼ 0.25% · 3.875%
HK$90,369
−HK$2,394/mo
Today · 4.125%
HK$92,763
baseline
▲ 0.50% · 4.625%
HK$97,653
+HK$4,890/mo
Deposit HK$1.93M · loan HK$17.35M · min. income ≈ HK$185,526/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,777 · Scale 2, in force from 26 Feb 2026)