Home
Mortgage Planner
Mortgage Planner
Model your monthly payment, deposit, and stamp duty at any property value — reusing the same rate maths as our unit pages.
HK$192.74M
HIBOR 1M · 3.9%
Prime · 6.125%
Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.
LTV · monthly repayment
Loan term
▼ 0.50% · 3.625%
HK$615,299
−HK$38,584/mo
▼ 0.25% · 3.875%
HK$634,438
−HK$19,445/mo
Today · 4.125%
HK$653,883
baseline
▲ 0.50% · 4.625%
HK$693,671
+HK$39,788/mo
Deposit HK$57.82M · loan HK$134.92M · min. income ≈ HK$1,307,766/mo (50% DSR)
Upfront cash ≈ HK$70.35M (deposit + AVD stamp duty HK$12,528,172 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
For planning purposes only — not an offer, pre-approval, or formal valuation. Actual bank rates and terms vary.