LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,950
−HK$2,756/mo
▼ 0.25% · 3.875%
HK$45,317
−HK$1,389/mo
Today · 4.125%
HK$46,706
baseline
▲ 0.50% · 4.625%
HK$49,548
+HK$2,842/mo
Deposit HK$9.64M · loan HK$9.64M · min. income ≈ HK$93,412/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$722,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,894
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$50,206
−HK$1,330/mo
Today · 4.125%
HK$51,536
baseline
▲ 0.50% · 4.625%
HK$54,252
+HK$2,716/mo
Deposit HK$9.64M · loan HK$9.64M · min. income ≈ HK$103,072/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$722,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,740
−HK$3,308/mo
▼ 0.25% · 3.875%
HK$54,381
−HK$1,667/mo
Today · 4.125%
HK$56,048
baseline
▲ 0.50% · 4.625%
HK$59,458
+HK$3,410/mo
Deposit HK$7.71M · loan HK$11.56M · min. income ≈ HK$112,096/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$722,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,673
−HK$3,170/mo
▼ 0.25% · 3.875%
HK$60,247
−HK$1,596/mo
Today · 4.125%
HK$61,843
baseline
▲ 0.50% · 4.625%
HK$65,103
+HK$3,260/mo
Deposit HK$7.71M · loan HK$11.56M · min. income ≈ HK$123,686/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$722,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,531
−HK$3,858/mo
▼ 0.25% · 3.875%
HK$63,444
−HK$1,945/mo
Today · 4.125%
HK$65,389
baseline
▲ 0.50% · 4.625%
HK$69,368
+HK$3,979/mo
Deposit HK$5.78M · loan HK$13.49M · min. income ≈ HK$130,778/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$722,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,452
−HK$3,698/mo
▼ 0.25% · 3.875%
HK$70,288
−HK$1,862/mo
Today · 4.125%
HK$72,150
baseline
▲ 0.50% · 4.625%
HK$75,953
+HK$3,803/mo
Deposit HK$5.78M · loan HK$13.49M · min. income ≈ HK$144,300/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$722,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,111
−HK$4,961/mo
▼ 0.25% · 3.875%
HK$81,571
−HK$2,501/mo
Today · 4.125%
HK$84,072
baseline
▲ 0.50% · 4.625%
HK$89,187
+HK$5,115/mo
Deposit HK$1.93M · loan HK$17.35M · min. income ≈ HK$168,144/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,010
−HK$4,755/mo
▼ 0.25% · 3.875%
HK$90,370
−HK$2,395/mo
Today · 4.125%
HK$92,765
baseline
▲ 0.50% · 4.625%
HK$97,654
+HK$4,889/mo
Deposit HK$1.93M · loan HK$17.35M · min. income ≈ HK$185,530/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,787 · Scale 2, in force from 26 Feb 2026)