LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,951
−HK$2,756/mo
▼ 0.25% · 3.875%
HK$45,318
−HK$1,389/mo
Today · 4.125%
HK$46,707
baseline
▲ 0.50% · 4.625%
HK$49,549
+HK$2,842/mo
Deposit HK$9.64M · loan HK$9.64M · min. income ≈ HK$93,414/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$722,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,895
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$50,206
−HK$1,331/mo
Today · 4.125%
HK$51,537
baseline
▲ 0.50% · 4.625%
HK$54,253
+HK$2,716/mo
Deposit HK$9.64M · loan HK$9.64M · min. income ≈ HK$103,074/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$722,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,741
−HK$3,307/mo
▼ 0.25% · 3.875%
HK$54,382
−HK$1,666/mo
Today · 4.125%
HK$56,048
baseline
▲ 0.50% · 4.625%
HK$59,459
+HK$3,411/mo
Deposit HK$7.71M · loan HK$11.56M · min. income ≈ HK$112,096/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$722,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,674
−HK$3,170/mo
▼ 0.25% · 3.875%
HK$60,247
−HK$1,597/mo
Today · 4.125%
HK$61,844
baseline
▲ 0.50% · 4.625%
HK$65,104
+HK$3,260/mo
Deposit HK$7.71M · loan HK$11.56M · min. income ≈ HK$123,688/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$722,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,531
−HK$3,859/mo
▼ 0.25% · 3.875%
HK$63,445
−HK$1,945/mo
Today · 4.125%
HK$65,390
baseline
▲ 0.50% · 4.625%
HK$69,369
+HK$3,979/mo
Deposit HK$5.78M · loan HK$13.49M · min. income ≈ HK$130,780/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$722,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,453
−HK$3,698/mo
▼ 0.25% · 3.875%
HK$70,289
−HK$1,862/mo
Today · 4.125%
HK$72,151
baseline
▲ 0.50% · 4.625%
HK$75,954
+HK$3,803/mo
Deposit HK$5.78M · loan HK$13.49M · min. income ≈ HK$144,302/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$722,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,112
−HK$4,961/mo
▼ 0.25% · 3.875%
HK$81,572
−HK$2,501/mo
Today · 4.125%
HK$84,073
baseline
▲ 0.50% · 4.625%
HK$89,188
+HK$5,115/mo
Deposit HK$1.93M · loan HK$17.35M · min. income ≈ HK$168,146/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,011
−HK$4,755/mo
▼ 0.25% · 3.875%
HK$90,371
−HK$2,395/mo
Today · 4.125%
HK$92,766
baseline
▲ 0.50% · 4.625%
HK$97,656
+HK$4,890/mo
Deposit HK$1.93M · loan HK$17.35M · min. income ≈ HK$185,532/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,795 · Scale 2, in force from 26 Feb 2026)