LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,956
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$45,324
−HK$1,389/mo
Today · 4.125%
HK$46,713
baseline
▲ 0.50% · 4.625%
HK$49,555
+HK$2,842/mo
Deposit HK$9.64M · loan HK$9.64M · min. income ≈ HK$93,426/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$722,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,901
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$50,213
−HK$1,330/mo
Today · 4.125%
HK$51,543
baseline
▲ 0.50% · 4.625%
HK$54,260
+HK$2,717/mo
Deposit HK$9.64M · loan HK$9.64M · min. income ≈ HK$103,086/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$722,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,748
−HK$3,307/mo
▼ 0.25% · 3.875%
HK$54,388
−HK$1,667/mo
Today · 4.125%
HK$56,055
baseline
▲ 0.50% · 4.625%
HK$59,466
+HK$3,411/mo
Deposit HK$7.71M · loan HK$11.57M · min. income ≈ HK$112,110/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$722,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,681
−HK$3,171/mo
▼ 0.25% · 3.875%
HK$60,255
−HK$1,597/mo
Today · 4.125%
HK$61,852
baseline
▲ 0.50% · 4.625%
HK$65,112
+HK$3,260/mo
Deposit HK$7.71M · loan HK$11.57M · min. income ≈ HK$123,704/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$722,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,539
−HK$3,859/mo
▼ 0.25% · 3.875%
HK$63,453
−HK$1,945/mo
Today · 4.125%
HK$65,398
baseline
▲ 0.50% · 4.625%
HK$69,377
+HK$3,979/mo
Deposit HK$5.78M · loan HK$13.49M · min. income ≈ HK$130,796/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$722,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,462
−HK$3,698/mo
▼ 0.25% · 3.875%
HK$70,298
−HK$1,862/mo
Today · 4.125%
HK$72,160
baseline
▲ 0.50% · 4.625%
HK$75,964
+HK$3,804/mo
Deposit HK$5.78M · loan HK$13.49M · min. income ≈ HK$144,320/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$722,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,122
−HK$4,961/mo
▼ 0.25% · 3.875%
HK$81,583
−HK$2,500/mo
Today · 4.125%
HK$84,083
baseline
▲ 0.50% · 4.625%
HK$89,199
+HK$5,116/mo
Deposit HK$1.93M · loan HK$17.35M · min. income ≈ HK$168,166/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,022
−HK$4,756/mo
▼ 0.25% · 3.875%
HK$90,383
−HK$2,395/mo
Today · 4.125%
HK$92,778
baseline
▲ 0.50% · 4.625%
HK$97,668
+HK$4,890/mo
Deposit HK$1.93M · loan HK$17.35M · min. income ≈ HK$185,556/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,887 · Scale 2, in force from 26 Feb 2026)