LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,957
−HK$2,756/mo
▼ 0.25% · 3.875%
HK$45,324
−HK$1,389/mo
Today · 4.125%
HK$46,713
baseline
▲ 0.50% · 4.625%
HK$49,556
+HK$2,843/mo
Deposit HK$9.64M · loan HK$9.64M · min. income ≈ HK$93,426/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$722,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,902
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$50,213
−HK$1,331/mo
Today · 4.125%
HK$51,544
baseline
▲ 0.50% · 4.625%
HK$54,261
+HK$2,717/mo
Deposit HK$9.64M · loan HK$9.64M · min. income ≈ HK$103,088/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$722,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,748
−HK$3,308/mo
▼ 0.25% · 3.875%
HK$54,389
−HK$1,667/mo
Today · 4.125%
HK$56,056
baseline
▲ 0.50% · 4.625%
HK$59,467
+HK$3,411/mo
Deposit HK$7.71M · loan HK$11.57M · min. income ≈ HK$112,112/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$722,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,682
−HK$3,170/mo
▼ 0.25% · 3.875%
HK$60,256
−HK$1,596/mo
Today · 4.125%
HK$61,852
baseline
▲ 0.50% · 4.625%
HK$65,113
+HK$3,261/mo
Deposit HK$7.71M · loan HK$11.57M · min. income ≈ HK$123,704/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$722,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,540
−HK$3,859/mo
▼ 0.25% · 3.875%
HK$63,454
−HK$1,945/mo
Today · 4.125%
HK$65,399
baseline
▲ 0.50% · 4.625%
HK$69,378
+HK$3,979/mo
Deposit HK$5.78M · loan HK$13.49M · min. income ≈ HK$130,798/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$722,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,462
−HK$3,699/mo
▼ 0.25% · 3.875%
HK$70,298
−HK$1,863/mo
Today · 4.125%
HK$72,161
baseline
▲ 0.50% · 4.625%
HK$75,965
+HK$3,804/mo
Deposit HK$5.78M · loan HK$13.49M · min. income ≈ HK$144,322/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$722,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,122
−HK$4,962/mo
▼ 0.25% · 3.875%
HK$81,584
−HK$2,500/mo
Today · 4.125%
HK$84,084
baseline
▲ 0.50% · 4.625%
HK$89,200
+HK$5,116/mo
Deposit HK$1.93M · loan HK$17.35M · min. income ≈ HK$168,168/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,023
−HK$4,756/mo
▼ 0.25% · 3.875%
HK$90,384
−HK$2,395/mo
Today · 4.125%
HK$92,779
baseline
▲ 0.50% · 4.625%
HK$97,669
+HK$4,890/mo
Deposit HK$1.93M · loan HK$17.35M · min. income ≈ HK$185,558/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,895 · Scale 2, in force from 26 Feb 2026)