LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,958
−HK$2,756/mo
▼ 0.25% · 3.875%
HK$45,325
−HK$1,389/mo
Today · 4.125%
HK$46,714
baseline
▲ 0.50% · 4.625%
HK$49,557
+HK$2,843/mo
Deposit HK$9.64M · loan HK$9.64M · min. income ≈ HK$93,428/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$722,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,902
−HK$2,643/mo
▼ 0.25% · 3.875%
HK$50,214
−HK$1,331/mo
Today · 4.125%
HK$51,545
baseline
▲ 0.50% · 4.625%
HK$54,261
+HK$2,716/mo
Deposit HK$9.64M · loan HK$9.64M · min. income ≈ HK$103,090/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$722,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,749
−HK$3,308/mo
▼ 0.25% · 3.875%
HK$54,390
−HK$1,667/mo
Today · 4.125%
HK$56,057
baseline
▲ 0.50% · 4.625%
HK$59,468
+HK$3,411/mo
Deposit HK$7.71M · loan HK$11.57M · min. income ≈ HK$112,114/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$722,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,683
−HK$3,170/mo
▼ 0.25% · 3.875%
HK$60,257
−HK$1,596/mo
Today · 4.125%
HK$61,853
baseline
▲ 0.50% · 4.625%
HK$65,114
+HK$3,261/mo
Deposit HK$7.71M · loan HK$11.57M · min. income ≈ HK$123,706/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$722,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,541
−HK$3,859/mo
▼ 0.25% · 3.875%
HK$63,455
−HK$1,945/mo
Today · 4.125%
HK$65,400
baseline
▲ 0.50% · 4.625%
HK$69,379
+HK$3,979/mo
Deposit HK$5.78M · loan HK$13.49M · min. income ≈ HK$130,800/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$722,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,463
−HK$3,699/mo
▼ 0.25% · 3.875%
HK$70,300
−HK$1,862/mo
Today · 4.125%
HK$72,162
baseline
▲ 0.50% · 4.625%
HK$75,966
+HK$3,804/mo
Deposit HK$5.78M · loan HK$13.49M · min. income ≈ HK$144,324/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$722,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,124
−HK$4,962/mo
▼ 0.25% · 3.875%
HK$81,585
−HK$2,501/mo
Today · 4.125%
HK$84,086
baseline
▲ 0.50% · 4.625%
HK$89,202
+HK$5,116/mo
Deposit HK$1.93M · loan HK$17.35M · min. income ≈ HK$168,172/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,024
−HK$4,756/mo
▼ 0.25% · 3.875%
HK$90,385
−HK$2,395/mo
Today · 4.125%
HK$92,780
baseline
▲ 0.50% · 4.625%
HK$97,671
+HK$4,891/mo
Deposit HK$1.93M · loan HK$17.35M · min. income ≈ HK$185,560/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,907 · Scale 2, in force from 26 Feb 2026)