LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,958
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$45,326
−HK$1,389/mo
Today · 4.125%
HK$46,715
baseline
▲ 0.50% · 4.625%
HK$49,557
+HK$2,842/mo
Deposit HK$9.64M · loan HK$9.64M · min. income ≈ HK$93,430/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$722,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,903
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$50,215
−HK$1,330/mo
Today · 4.125%
HK$51,545
baseline
▲ 0.50% · 4.625%
HK$54,262
+HK$2,717/mo
Deposit HK$9.64M · loan HK$9.64M · min. income ≈ HK$103,090/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$722,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,750
−HK$3,308/mo
▼ 0.25% · 3.875%
HK$54,391
−HK$1,667/mo
Today · 4.125%
HK$56,058
baseline
▲ 0.50% · 4.625%
HK$59,469
+HK$3,411/mo
Deposit HK$7.71M · loan HK$11.57M · min. income ≈ HK$112,116/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$722,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,684
−HK$3,170/mo
▼ 0.25% · 3.875%
HK$60,258
−HK$1,596/mo
Today · 4.125%
HK$61,854
baseline
▲ 0.50% · 4.625%
HK$65,115
+HK$3,261/mo
Deposit HK$7.71M · loan HK$11.57M · min. income ≈ HK$123,708/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$722,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,541
−HK$3,860/mo
▼ 0.25% · 3.875%
HK$63,456
−HK$1,945/mo
Today · 4.125%
HK$65,401
baseline
▲ 0.50% · 4.625%
HK$69,380
+HK$3,979/mo
Deposit HK$5.78M · loan HK$13.49M · min. income ≈ HK$130,802/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$722,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,464
−HK$3,699/mo
▼ 0.25% · 3.875%
HK$70,300
−HK$1,863/mo
Today · 4.125%
HK$72,163
baseline
▲ 0.50% · 4.625%
HK$75,967
+HK$3,804/mo
Deposit HK$5.78M · loan HK$13.49M · min. income ≈ HK$144,326/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$722,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,125
−HK$4,962/mo
▼ 0.25% · 3.875%
HK$81,586
−HK$2,501/mo
Today · 4.125%
HK$84,087
baseline
▲ 0.50% · 4.625%
HK$89,203
+HK$5,116/mo
Deposit HK$1.93M · loan HK$17.35M · min. income ≈ HK$168,174/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,025
−HK$4,756/mo
▼ 0.25% · 3.875%
HK$90,386
−HK$2,395/mo
Today · 4.125%
HK$92,781
baseline
▲ 0.50% · 4.625%
HK$97,672
+HK$4,891/mo
Deposit HK$1.93M · loan HK$17.35M · min. income ≈ HK$185,562/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,916 · Scale 2, in force from 26 Feb 2026)