LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,959
−HK$2,756/mo
▼ 0.25% · 3.875%
HK$45,326
−HK$1,389/mo
Today · 4.125%
HK$46,715
baseline
▲ 0.50% · 4.625%
HK$49,558
+HK$2,843/mo
Deposit HK$9.64M · loan HK$9.64M · min. income ≈ HK$93,430/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$722,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,904
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$50,215
−HK$1,331/mo
Today · 4.125%
HK$51,546
baseline
▲ 0.50% · 4.625%
HK$54,263
+HK$2,717/mo
Deposit HK$9.64M · loan HK$9.64M · min. income ≈ HK$103,092/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$722,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,750
−HK$3,308/mo
▼ 0.25% · 3.875%
HK$54,391
−HK$1,667/mo
Today · 4.125%
HK$56,058
baseline
▲ 0.50% · 4.625%
HK$59,469
+HK$3,411/mo
Deposit HK$7.71M · loan HK$11.57M · min. income ≈ HK$112,116/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$722,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,684
−HK$3,171/mo
▼ 0.25% · 3.875%
HK$60,258
−HK$1,597/mo
Today · 4.125%
HK$61,855
baseline
▲ 0.50% · 4.625%
HK$65,115
+HK$3,260/mo
Deposit HK$7.71M · loan HK$11.57M · min. income ≈ HK$123,710/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$722,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,542
−HK$3,859/mo
▼ 0.25% · 3.875%
HK$63,456
−HK$1,945/mo
Today · 4.125%
HK$65,401
baseline
▲ 0.50% · 4.625%
HK$69,381
+HK$3,980/mo
Deposit HK$5.78M · loan HK$13.49M · min. income ≈ HK$130,802/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$722,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,465
−HK$3,699/mo
▼ 0.25% · 3.875%
HK$70,301
−HK$1,863/mo
Today · 4.125%
HK$72,164
baseline
▲ 0.50% · 4.625%
HK$75,968
+HK$3,804/mo
Deposit HK$5.78M · loan HK$13.49M · min. income ≈ HK$144,328/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$722,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,126
−HK$4,961/mo
▼ 0.25% · 3.875%
HK$81,587
−HK$2,500/mo
Today · 4.125%
HK$84,087
baseline
▲ 0.50% · 4.625%
HK$89,204
+HK$5,117/mo
Deposit HK$1.93M · loan HK$17.35M · min. income ≈ HK$168,174/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,026
−HK$4,756/mo
▼ 0.25% · 3.875%
HK$90,387
−HK$2,395/mo
Today · 4.125%
HK$92,782
baseline
▲ 0.50% · 4.625%
HK$97,673
+HK$4,891/mo
Deposit HK$1.93M · loan HK$17.35M · min. income ≈ HK$185,564/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,923 · Scale 2, in force from 26 Feb 2026)