LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,959
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$45,326
−HK$1,390/mo
Today · 4.125%
HK$46,716
baseline
▲ 0.50% · 4.625%
HK$49,558
+HK$2,842/mo
Deposit HK$9.64M · loan HK$9.64M · min. income ≈ HK$93,432/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$722,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,904
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$50,215
−HK$1,331/mo
Today · 4.125%
HK$51,546
baseline
▲ 0.50% · 4.625%
HK$54,263
+HK$2,717/mo
Deposit HK$9.64M · loan HK$9.64M · min. income ≈ HK$103,092/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$722,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,751
−HK$3,308/mo
▼ 0.25% · 3.875%
HK$54,392
−HK$1,667/mo
Today · 4.125%
HK$56,059
baseline
▲ 0.50% · 4.625%
HK$59,470
+HK$3,411/mo
Deposit HK$7.71M · loan HK$11.57M · min. income ≈ HK$112,118/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$722,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,685
−HK$3,170/mo
▼ 0.25% · 3.875%
HK$60,259
−HK$1,596/mo
Today · 4.125%
HK$61,855
baseline
▲ 0.50% · 4.625%
HK$65,116
+HK$3,261/mo
Deposit HK$7.71M · loan HK$11.57M · min. income ≈ HK$123,710/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$722,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,543
−HK$3,859/mo
▼ 0.25% · 3.875%
HK$63,457
−HK$1,945/mo
Today · 4.125%
HK$65,402
baseline
▲ 0.50% · 4.625%
HK$69,381
+HK$3,979/mo
Deposit HK$5.78M · loan HK$13.49M · min. income ≈ HK$130,804/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$722,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,465
−HK$3,699/mo
▼ 0.25% · 3.875%
HK$70,302
−HK$1,862/mo
Today · 4.125%
HK$72,164
baseline
▲ 0.50% · 4.625%
HK$75,968
+HK$3,804/mo
Deposit HK$5.78M · loan HK$13.49M · min. income ≈ HK$144,328/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$722,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,126
−HK$4,962/mo
▼ 0.25% · 3.875%
HK$81,587
−HK$2,501/mo
Today · 4.125%
HK$84,088
baseline
▲ 0.50% · 4.625%
HK$89,205
+HK$5,117/mo
Deposit HK$1.93M · loan HK$17.35M · min. income ≈ HK$168,176/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,027
−HK$4,756/mo
▼ 0.25% · 3.875%
HK$90,388
−HK$2,395/mo
Today · 4.125%
HK$92,783
baseline
▲ 0.50% · 4.625%
HK$97,674
+HK$4,891/mo
Deposit HK$1.93M · loan HK$17.35M · min. income ≈ HK$185,566/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$722,928 · Scale 2, in force from 26 Feb 2026)