LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,965
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$45,332
−HK$1,390/mo
Today · 4.125%
HK$46,722
baseline
▲ 0.50% · 4.625%
HK$49,565
+HK$2,843/mo
Deposit HK$9.64M · loan HK$9.64M · min. income ≈ HK$93,444/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$723,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,910
−HK$2,643/mo
▼ 0.25% · 3.875%
HK$50,222
−HK$1,331/mo
Today · 4.125%
HK$51,553
baseline
▲ 0.50% · 4.625%
HK$54,270
+HK$2,717/mo
Deposit HK$9.64M · loan HK$9.64M · min. income ≈ HK$103,106/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$723,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,758
−HK$3,308/mo
▼ 0.25% · 3.875%
HK$54,399
−HK$1,667/mo
Today · 4.125%
HK$56,066
baseline
▲ 0.50% · 4.625%
HK$59,478
+HK$3,412/mo
Deposit HK$7.71M · loan HK$11.57M · min. income ≈ HK$112,132/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,693
−HK$3,171/mo
▼ 0.25% · 3.875%
HK$60,267
−HK$1,597/mo
Today · 4.125%
HK$61,864
baseline
▲ 0.50% · 4.625%
HK$65,124
+HK$3,260/mo
Deposit HK$7.71M · loan HK$11.57M · min. income ≈ HK$123,728/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,551
−HK$3,860/mo
▼ 0.25% · 3.875%
HK$63,465
−HK$1,946/mo
Today · 4.125%
HK$65,411
baseline
▲ 0.50% · 4.625%
HK$69,391
+HK$3,980/mo
Deposit HK$5.78M · loan HK$13.50M · min. income ≈ HK$130,822/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,475
−HK$3,699/mo
▼ 0.25% · 3.875%
HK$70,311
−HK$1,863/mo
Today · 4.125%
HK$72,174
baseline
▲ 0.50% · 4.625%
HK$75,979
+HK$3,805/mo
Deposit HK$5.78M · loan HK$13.50M · min. income ≈ HK$144,348/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,137
−HK$4,962/mo
▼ 0.25% · 3.875%
HK$81,598
−HK$2,501/mo
Today · 4.125%
HK$84,099
baseline
▲ 0.50% · 4.625%
HK$89,217
+HK$5,118/mo
Deposit HK$1.93M · loan HK$17.35M · min. income ≈ HK$168,198/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,039
−HK$4,756/mo
▼ 0.25% · 3.875%
HK$90,400
−HK$2,395/mo
Today · 4.125%
HK$92,795
baseline
▲ 0.50% · 4.625%
HK$97,687
+HK$4,892/mo
Deposit HK$1.93M · loan HK$17.35M · min. income ≈ HK$185,590/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,026 · Scale 2, in force from 26 Feb 2026)