LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,966
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$45,334
−HK$1,389/mo
Today · 4.125%
HK$46,723
baseline
▲ 0.50% · 4.625%
HK$49,566
+HK$2,843/mo
Deposit HK$9.64M · loan HK$9.64M · min. income ≈ HK$93,446/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$723,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,912
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$50,223
−HK$1,331/mo
Today · 4.125%
HK$51,554
baseline
▲ 0.50% · 4.625%
HK$54,272
+HK$2,718/mo
Deposit HK$9.64M · loan HK$9.64M · min. income ≈ HK$103,108/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$723,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,759
−HK$3,309/mo
▼ 0.25% · 3.875%
HK$54,400
−HK$1,668/mo
Today · 4.125%
HK$56,068
baseline
▲ 0.50% · 4.625%
HK$59,479
+HK$3,411/mo
Deposit HK$7.71M · loan HK$11.57M · min. income ≈ HK$112,136/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,694
−HK$3,171/mo
▼ 0.25% · 3.875%
HK$60,268
−HK$1,597/mo
Today · 4.125%
HK$61,865
baseline
▲ 0.50% · 4.625%
HK$65,126
+HK$3,261/mo
Deposit HK$7.71M · loan HK$11.57M · min. income ≈ HK$123,730/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,552
−HK$3,860/mo
▼ 0.25% · 3.875%
HK$63,467
−HK$1,945/mo
Today · 4.125%
HK$65,412
baseline
▲ 0.50% · 4.625%
HK$69,392
+HK$3,980/mo
Deposit HK$5.78M · loan HK$13.50M · min. income ≈ HK$130,824/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,476
−HK$3,700/mo
▼ 0.25% · 3.875%
HK$70,313
−HK$1,863/mo
Today · 4.125%
HK$72,176
baseline
▲ 0.50% · 4.625%
HK$75,980
+HK$3,804/mo
Deposit HK$5.78M · loan HK$13.50M · min. income ≈ HK$144,352/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,139
−HK$4,962/mo
▼ 0.25% · 3.875%
HK$81,600
−HK$2,501/mo
Today · 4.125%
HK$84,101
baseline
▲ 0.50% · 4.625%
HK$89,219
+HK$5,118/mo
Deposit HK$1.93M · loan HK$17.35M · min. income ≈ HK$168,202/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,041
−HK$4,757/mo
▼ 0.25% · 3.875%
HK$90,402
−HK$2,396/mo
Today · 4.125%
HK$92,798
baseline
▲ 0.50% · 4.625%
HK$97,689
+HK$4,891/mo
Deposit HK$1.93M · loan HK$17.35M · min. income ≈ HK$185,596/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,044 · Scale 2, in force from 26 Feb 2026)