LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,967
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$45,334
−HK$1,390/mo
Today · 4.125%
HK$46,724
baseline
▲ 0.50% · 4.625%
HK$49,567
+HK$2,843/mo
Deposit HK$9.64M · loan HK$9.64M · min. income ≈ HK$93,448/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$723,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,913
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$50,224
−HK$1,331/mo
Today · 4.125%
HK$51,555
baseline
▲ 0.50% · 4.625%
HK$54,273
+HK$2,718/mo
Deposit HK$9.64M · loan HK$9.64M · min. income ≈ HK$103,110/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$723,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,760
−HK$3,309/mo
▼ 0.25% · 3.875%
HK$54,401
−HK$1,668/mo
Today · 4.125%
HK$56,069
baseline
▲ 0.50% · 4.625%
HK$59,480
+HK$3,411/mo
Deposit HK$7.71M · loan HK$11.57M · min. income ≈ HK$112,138/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,695
−HK$3,171/mo
▼ 0.25% · 3.875%
HK$60,269
−HK$1,597/mo
Today · 4.125%
HK$61,866
baseline
▲ 0.50% · 4.625%
HK$65,127
+HK$3,261/mo
Deposit HK$7.71M · loan HK$11.57M · min. income ≈ HK$123,732/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,553
−HK$3,860/mo
▼ 0.25% · 3.875%
HK$63,468
−HK$1,945/mo
Today · 4.125%
HK$65,413
baseline
▲ 0.50% · 4.625%
HK$69,394
+HK$3,981/mo
Deposit HK$5.78M · loan HK$13.50M · min. income ≈ HK$130,826/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,478
−HK$3,699/mo
▼ 0.25% · 3.875%
HK$70,314
−HK$1,863/mo
Today · 4.125%
HK$72,177
baseline
▲ 0.50% · 4.625%
HK$75,982
+HK$3,805/mo
Deposit HK$5.78M · loan HK$13.50M · min. income ≈ HK$144,354/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,140
−HK$4,963/mo
▼ 0.25% · 3.875%
HK$81,602
−HK$2,501/mo
Today · 4.125%
HK$84,103
baseline
▲ 0.50% · 4.625%
HK$89,220
+HK$5,117/mo
Deposit HK$1.93M · loan HK$17.35M · min. income ≈ HK$168,206/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,043
−HK$4,756/mo
▼ 0.25% · 3.875%
HK$90,404
−HK$2,395/mo
Today · 4.125%
HK$92,799
baseline
▲ 0.50% · 4.625%
HK$97,691
+HK$4,892/mo
Deposit HK$1.93M · loan HK$17.35M · min. income ≈ HK$185,598/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,057 · Scale 2, in force from 26 Feb 2026)