LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,967
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$45,335
−HK$1,389/mo
Today · 4.125%
HK$46,724
baseline
▲ 0.50% · 4.625%
HK$49,568
+HK$2,844/mo
Deposit HK$9.64M · loan HK$9.64M · min. income ≈ HK$93,448/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$723,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,913
−HK$2,643/mo
▼ 0.25% · 3.875%
HK$50,225
−HK$1,331/mo
Today · 4.125%
HK$51,556
baseline
▲ 0.50% · 4.625%
HK$54,273
+HK$2,717/mo
Deposit HK$9.64M · loan HK$9.64M · min. income ≈ HK$103,112/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$723,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,761
−HK$3,308/mo
▼ 0.25% · 3.875%
HK$54,402
−HK$1,667/mo
Today · 4.125%
HK$56,069
baseline
▲ 0.50% · 4.625%
HK$59,481
+HK$3,412/mo
Deposit HK$7.71M · loan HK$11.57M · min. income ≈ HK$112,138/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,696
−HK$3,171/mo
▼ 0.25% · 3.875%
HK$60,270
−HK$1,597/mo
Today · 4.125%
HK$61,867
baseline
▲ 0.50% · 4.625%
HK$65,128
+HK$3,261/mo
Deposit HK$7.71M · loan HK$11.57M · min. income ≈ HK$123,734/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,554
−HK$3,860/mo
▼ 0.25% · 3.875%
HK$63,469
−HK$1,945/mo
Today · 4.125%
HK$65,414
baseline
▲ 0.50% · 4.625%
HK$69,395
+HK$3,981/mo
Deposit HK$5.78M · loan HK$13.50M · min. income ≈ HK$130,828/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,478
−HK$3,700/mo
▼ 0.25% · 3.875%
HK$70,315
−HK$1,863/mo
Today · 4.125%
HK$72,178
baseline
▲ 0.50% · 4.625%
HK$75,983
+HK$3,805/mo
Deposit HK$5.78M · loan HK$13.50M · min. income ≈ HK$144,356/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,141
−HK$4,963/mo
▼ 0.25% · 3.875%
HK$81,603
−HK$2,501/mo
Today · 4.125%
HK$84,104
baseline
▲ 0.50% · 4.625%
HK$89,222
+HK$5,118/mo
Deposit HK$1.93M · loan HK$17.35M · min. income ≈ HK$168,208/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,044
−HK$4,756/mo
▼ 0.25% · 3.875%
HK$90,405
−HK$2,395/mo
Today · 4.125%
HK$92,800
baseline
▲ 0.50% · 4.625%
HK$97,692
+HK$4,892/mo
Deposit HK$1.93M · loan HK$17.35M · min. income ≈ HK$185,600/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,065 · Scale 2, in force from 26 Feb 2026)