LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,968
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$45,335
−HK$1,390/mo
Today · 4.125%
HK$46,725
baseline
▲ 0.50% · 4.625%
HK$49,568
+HK$2,843/mo
Deposit HK$9.64M · loan HK$9.64M · min. income ≈ HK$93,450/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$723,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,914
−HK$2,642/mo
▼ 0.25% · 3.875%
HK$50,225
−HK$1,331/mo
Today · 4.125%
HK$51,556
baseline
▲ 0.50% · 4.625%
HK$54,274
+HK$2,718/mo
Deposit HK$9.64M · loan HK$9.64M · min. income ≈ HK$103,112/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$723,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,761
−HK$3,309/mo
▼ 0.25% · 3.875%
HK$54,402
−HK$1,668/mo
Today · 4.125%
HK$56,070
baseline
▲ 0.50% · 4.625%
HK$59,482
+HK$3,412/mo
Deposit HK$7.71M · loan HK$11.57M · min. income ≈ HK$112,140/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,696
−HK$3,172/mo
▼ 0.25% · 3.875%
HK$60,271
−HK$1,597/mo
Today · 4.125%
HK$61,868
baseline
▲ 0.50% · 4.625%
HK$65,129
+HK$3,261/mo
Deposit HK$7.71M · loan HK$11.57M · min. income ≈ HK$123,736/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,555
−HK$3,860/mo
▼ 0.25% · 3.875%
HK$63,469
−HK$1,946/mo
Today · 4.125%
HK$65,415
baseline
▲ 0.50% · 4.625%
HK$69,395
+HK$3,980/mo
Deposit HK$5.78M · loan HK$13.50M · min. income ≈ HK$130,830/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,479
−HK$3,700/mo
▼ 0.25% · 3.875%
HK$70,316
−HK$1,863/mo
Today · 4.125%
HK$72,179
baseline
▲ 0.50% · 4.625%
HK$75,983
+HK$3,804/mo
Deposit HK$5.78M · loan HK$13.50M · min. income ≈ HK$144,358/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,142
−HK$4,963/mo
▼ 0.25% · 3.875%
HK$81,604
−HK$2,501/mo
Today · 4.125%
HK$84,105
baseline
▲ 0.50% · 4.625%
HK$89,222
+HK$5,117/mo
Deposit HK$1.93M · loan HK$17.35M · min. income ≈ HK$168,210/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,044
−HK$4,757/mo
▼ 0.25% · 3.875%
HK$90,406
−HK$2,395/mo
Today · 4.125%
HK$92,801
baseline
▲ 0.50% · 4.625%
HK$97,693
+HK$4,892/mo
Deposit HK$1.93M · loan HK$17.35M · min. income ≈ HK$185,602/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,072 · Scale 2, in force from 26 Feb 2026)