LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,968
−HK$2,758/mo
▼ 0.25% · 3.875%
HK$45,336
−HK$1,390/mo
Today · 4.125%
HK$46,726
baseline
▲ 0.50% · 4.625%
HK$49,569
+HK$2,843/mo
Deposit HK$9.64M · loan HK$9.64M · min. income ≈ HK$93,452/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$723,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,914
−HK$2,643/mo
▼ 0.25% · 3.875%
HK$50,226
−HK$1,331/mo
Today · 4.125%
HK$51,557
baseline
▲ 0.50% · 4.625%
HK$54,275
+HK$2,718/mo
Deposit HK$9.64M · loan HK$9.64M · min. income ≈ HK$103,114/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$723,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,762
−HK$3,309/mo
▼ 0.25% · 3.875%
HK$54,403
−HK$1,668/mo
Today · 4.125%
HK$56,071
baseline
▲ 0.50% · 4.625%
HK$59,482
+HK$3,411/mo
Deposit HK$7.71M · loan HK$11.57M · min. income ≈ HK$112,142/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,697
−HK$3,171/mo
▼ 0.25% · 3.875%
HK$60,271
−HK$1,597/mo
Today · 4.125%
HK$61,868
baseline
▲ 0.50% · 4.625%
HK$65,130
+HK$3,262/mo
Deposit HK$7.71M · loan HK$11.57M · min. income ≈ HK$123,736/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,556
−HK$3,860/mo
▼ 0.25% · 3.875%
HK$63,470
−HK$1,946/mo
Today · 4.125%
HK$65,416
baseline
▲ 0.50% · 4.625%
HK$69,396
+HK$3,980/mo
Deposit HK$5.78M · loan HK$13.50M · min. income ≈ HK$130,832/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,480
−HK$3,700/mo
▼ 0.25% · 3.875%
HK$70,317
−HK$1,863/mo
Today · 4.125%
HK$72,180
baseline
▲ 0.50% · 4.625%
HK$75,985
+HK$3,805/mo
Deposit HK$5.78M · loan HK$13.50M · min. income ≈ HK$144,360/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,143
−HK$4,963/mo
▼ 0.25% · 3.875%
HK$81,605
−HK$2,501/mo
Today · 4.125%
HK$84,106
baseline
▲ 0.50% · 4.625%
HK$89,224
+HK$5,118/mo
Deposit HK$1.93M · loan HK$17.35M · min. income ≈ HK$168,212/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,046
−HK$4,757/mo
▼ 0.25% · 3.875%
HK$90,407
−HK$2,396/mo
Today · 4.125%
HK$92,803
baseline
▲ 0.50% · 4.625%
HK$97,694
+HK$4,891/mo
Deposit HK$1.93M · loan HK$17.35M · min. income ≈ HK$185,606/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,083 · Scale 2, in force from 26 Feb 2026)