LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,969
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$45,337
−HK$1,389/mo
Today · 4.125%
HK$46,726
baseline
▲ 0.50% · 4.625%
HK$49,569
+HK$2,843/mo
Deposit HK$9.64M · loan HK$9.64M · min. income ≈ HK$93,452/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$723,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,915
−HK$2,643/mo
▼ 0.25% · 3.875%
HK$50,227
−HK$1,331/mo
Today · 4.125%
HK$51,558
baseline
▲ 0.50% · 4.625%
HK$54,276
+HK$2,718/mo
Deposit HK$9.64M · loan HK$9.64M · min. income ≈ HK$103,116/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$723,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,763
−HK$3,309/mo
▼ 0.25% · 3.875%
HK$54,404
−HK$1,668/mo
Today · 4.125%
HK$56,072
baseline
▲ 0.50% · 4.625%
HK$59,483
+HK$3,411/mo
Deposit HK$7.71M · loan HK$11.57M · min. income ≈ HK$112,144/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,698
−HK$3,171/mo
▼ 0.25% · 3.875%
HK$60,272
−HK$1,597/mo
Today · 4.125%
HK$61,869
baseline
▲ 0.50% · 4.625%
HK$65,131
+HK$3,262/mo
Deposit HK$7.71M · loan HK$11.57M · min. income ≈ HK$123,738/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,557
−HK$3,860/mo
▼ 0.25% · 3.875%
HK$63,471
−HK$1,946/mo
Today · 4.125%
HK$65,417
baseline
▲ 0.50% · 4.625%
HK$69,397
+HK$3,980/mo
Deposit HK$5.78M · loan HK$13.50M · min. income ≈ HK$130,834/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,481
−HK$3,700/mo
▼ 0.25% · 3.875%
HK$70,318
−HK$1,863/mo
Today · 4.125%
HK$72,181
baseline
▲ 0.50% · 4.625%
HK$75,986
+HK$3,805/mo
Deposit HK$5.78M · loan HK$13.50M · min. income ≈ HK$144,362/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,144
−HK$4,963/mo
▼ 0.25% · 3.875%
HK$81,606
−HK$2,501/mo
Today · 4.125%
HK$84,107
baseline
▲ 0.50% · 4.625%
HK$89,225
+HK$5,118/mo
Deposit HK$1.93M · loan HK$17.35M · min. income ≈ HK$168,214/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,047
−HK$4,757/mo
▼ 0.25% · 3.875%
HK$90,409
−HK$2,395/mo
Today · 4.125%
HK$92,804
baseline
▲ 0.50% · 4.625%
HK$97,696
+HK$4,892/mo
Deposit HK$1.93M · loan HK$17.35M · min. income ≈ HK$185,608/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,094 · Scale 2, in force from 26 Feb 2026)