LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,970
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$45,338
−HK$1,389/mo
Today · 4.125%
HK$46,727
baseline
▲ 0.50% · 4.625%
HK$49,571
+HK$2,844/mo
Deposit HK$9.64M · loan HK$9.64M · min. income ≈ HK$93,454/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$723,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,916
−HK$2,643/mo
▼ 0.25% · 3.875%
HK$50,228
−HK$1,331/mo
Today · 4.125%
HK$51,559
baseline
▲ 0.50% · 4.625%
HK$54,277
+HK$2,718/mo
Deposit HK$9.64M · loan HK$9.64M · min. income ≈ HK$103,118/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$723,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,764
−HK$3,309/mo
▼ 0.25% · 3.875%
HK$54,405
−HK$1,668/mo
Today · 4.125%
HK$56,073
baseline
▲ 0.50% · 4.625%
HK$59,485
+HK$3,412/mo
Deposit HK$7.71M · loan HK$11.57M · min. income ≈ HK$112,146/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,699
−HK$3,172/mo
▼ 0.25% · 3.875%
HK$60,274
−HK$1,597/mo
Today · 4.125%
HK$61,871
baseline
▲ 0.50% · 4.625%
HK$65,132
+HK$3,261/mo
Deposit HK$7.71M · loan HK$11.57M · min. income ≈ HK$123,742/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,558
−HK$3,860/mo
▼ 0.25% · 3.875%
HK$63,473
−HK$1,945/mo
Today · 4.125%
HK$65,418
baseline
▲ 0.50% · 4.625%
HK$69,399
+HK$3,981/mo
Deposit HK$5.78M · loan HK$13.50M · min. income ≈ HK$130,836/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,483
−HK$3,700/mo
▼ 0.25% · 3.875%
HK$70,319
−HK$1,864/mo
Today · 4.125%
HK$72,183
baseline
▲ 0.50% · 4.625%
HK$75,987
+HK$3,804/mo
Deposit HK$5.78M · loan HK$13.50M · min. income ≈ HK$144,366/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,146
−HK$4,963/mo
▼ 0.25% · 3.875%
HK$81,608
−HK$2,501/mo
Today · 4.125%
HK$84,109
baseline
▲ 0.50% · 4.625%
HK$89,227
+HK$5,118/mo
Deposit HK$1.93M · loan HK$17.35M · min. income ≈ HK$168,218/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,049
−HK$4,757/mo
▼ 0.25% · 3.875%
HK$90,411
−HK$2,395/mo
Today · 4.125%
HK$92,806
baseline
▲ 0.50% · 4.625%
HK$97,698
+HK$4,892/mo
Deposit HK$1.93M · loan HK$17.35M · min. income ≈ HK$185,612/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,110 · Scale 2, in force from 26 Feb 2026)