LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,971
−HK$2,758/mo
▼ 0.25% · 3.875%
HK$45,339
−HK$1,390/mo
Today · 4.125%
HK$46,729
baseline
▲ 0.50% · 4.625%
HK$49,572
+HK$2,843/mo
Deposit HK$9.64M · loan HK$9.64M · min. income ≈ HK$93,458/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$723,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,918
−HK$2,643/mo
▼ 0.25% · 3.875%
HK$50,230
−HK$1,331/mo
Today · 4.125%
HK$51,561
baseline
▲ 0.50% · 4.625%
HK$54,278
+HK$2,717/mo
Deposit HK$9.64M · loan HK$9.64M · min. income ≈ HK$103,122/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$723,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,766
−HK$3,309/mo
▼ 0.25% · 3.875%
HK$54,407
−HK$1,668/mo
Today · 4.125%
HK$56,075
baseline
▲ 0.50% · 4.625%
HK$59,487
+HK$3,412/mo
Deposit HK$7.71M · loan HK$11.57M · min. income ≈ HK$112,150/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,701
−HK$3,172/mo
▼ 0.25% · 3.875%
HK$60,276
−HK$1,597/mo
Today · 4.125%
HK$61,873
baseline
▲ 0.50% · 4.625%
HK$65,134
+HK$3,261/mo
Deposit HK$7.71M · loan HK$11.57M · min. income ≈ HK$123,746/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,560
−HK$3,860/mo
▼ 0.25% · 3.875%
HK$63,475
−HK$1,945/mo
Today · 4.125%
HK$65,420
baseline
▲ 0.50% · 4.625%
HK$69,401
+HK$3,981/mo
Deposit HK$5.79M · loan HK$13.50M · min. income ≈ HK$130,840/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,485
−HK$3,700/mo
▼ 0.25% · 3.875%
HK$70,322
−HK$1,863/mo
Today · 4.125%
HK$72,185
baseline
▲ 0.50% · 4.625%
HK$75,990
+HK$3,805/mo
Deposit HK$5.79M · loan HK$13.50M · min. income ≈ HK$144,370/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,149
−HK$4,963/mo
▼ 0.25% · 3.875%
HK$81,610
−HK$2,502/mo
Today · 4.125%
HK$84,112
baseline
▲ 0.50% · 4.625%
HK$89,230
+HK$5,118/mo
Deposit HK$1.93M · loan HK$17.36M · min. income ≈ HK$168,224/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,052
−HK$4,757/mo
▼ 0.25% · 3.875%
HK$90,413
−HK$2,396/mo
Today · 4.125%
HK$92,809
baseline
▲ 0.50% · 4.625%
HK$97,701
+HK$4,892/mo
Deposit HK$1.93M · loan HK$17.36M · min. income ≈ HK$185,618/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,133 · Scale 2, in force from 26 Feb 2026)