LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,972
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$45,340
−HK$1,389/mo
Today · 4.125%
HK$46,729
baseline
▲ 0.50% · 4.625%
HK$49,573
+HK$2,844/mo
Deposit HK$9.64M · loan HK$9.64M · min. income ≈ HK$93,458/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$723,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,918
−HK$2,643/mo
▼ 0.25% · 3.875%
HK$50,230
−HK$1,331/mo
Today · 4.125%
HK$51,561
baseline
▲ 0.50% · 4.625%
HK$54,279
+HK$2,718/mo
Deposit HK$9.64M · loan HK$9.64M · min. income ≈ HK$103,122/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$723,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,766
−HK$3,309/mo
▼ 0.25% · 3.875%
HK$54,408
−HK$1,667/mo
Today · 4.125%
HK$56,075
baseline
▲ 0.50% · 4.625%
HK$59,487
+HK$3,412/mo
Deposit HK$7.71M · loan HK$11.57M · min. income ≈ HK$112,150/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,702
−HK$3,171/mo
▼ 0.25% · 3.875%
HK$60,276
−HK$1,597/mo
Today · 4.125%
HK$61,873
baseline
▲ 0.50% · 4.625%
HK$65,135
+HK$3,262/mo
Deposit HK$7.71M · loan HK$11.57M · min. income ≈ HK$123,746/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,561
−HK$3,860/mo
▼ 0.25% · 3.875%
HK$63,476
−HK$1,945/mo
Today · 4.125%
HK$65,421
baseline
▲ 0.50% · 4.625%
HK$69,402
+HK$3,981/mo
Deposit HK$5.79M · loan HK$13.50M · min. income ≈ HK$130,842/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,486
−HK$3,700/mo
▼ 0.25% · 3.875%
HK$70,322
−HK$1,864/mo
Today · 4.125%
HK$72,186
baseline
▲ 0.50% · 4.625%
HK$75,991
+HK$3,805/mo
Deposit HK$5.79M · loan HK$13.50M · min. income ≈ HK$144,372/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,149
−HK$4,964/mo
▼ 0.25% · 3.875%
HK$81,611
−HK$2,502/mo
Today · 4.125%
HK$84,113
baseline
▲ 0.50% · 4.625%
HK$89,231
+HK$5,118/mo
Deposit HK$1.93M · loan HK$17.36M · min. income ≈ HK$168,226/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,053
−HK$4,757/mo
▼ 0.25% · 3.875%
HK$90,414
−HK$2,396/mo
Today · 4.125%
HK$92,810
baseline
▲ 0.50% · 4.625%
HK$97,702
+HK$4,892/mo
Deposit HK$1.93M · loan HK$17.36M · min. income ≈ HK$185,620/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,141 · Scale 2, in force from 26 Feb 2026)