LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,972
−HK$2,758/mo
▼ 0.25% · 3.875%
HK$45,340
−HK$1,390/mo
Today · 4.125%
HK$46,730
baseline
▲ 0.50% · 4.625%
HK$49,573
+HK$2,843/mo
Deposit HK$9.64M · loan HK$9.64M · min. income ≈ HK$93,460/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$723,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,919
−HK$2,643/mo
▼ 0.25% · 3.875%
HK$50,231
−HK$1,331/mo
Today · 4.125%
HK$51,562
baseline
▲ 0.50% · 4.625%
HK$54,279
+HK$2,717/mo
Deposit HK$9.64M · loan HK$9.64M · min. income ≈ HK$103,124/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$723,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,767
−HK$3,309/mo
▼ 0.25% · 3.875%
HK$54,408
−HK$1,668/mo
Today · 4.125%
HK$56,076
baseline
▲ 0.50% · 4.625%
HK$59,488
+HK$3,412/mo
Deposit HK$7.71M · loan HK$11.57M · min. income ≈ HK$112,152/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,702
−HK$3,172/mo
▼ 0.25% · 3.875%
HK$60,277
−HK$1,597/mo
Today · 4.125%
HK$61,874
baseline
▲ 0.50% · 4.625%
HK$65,135
+HK$3,261/mo
Deposit HK$7.71M · loan HK$11.57M · min. income ≈ HK$123,748/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,561
−HK$3,861/mo
▼ 0.25% · 3.875%
HK$63,476
−HK$1,946/mo
Today · 4.125%
HK$65,422
baseline
▲ 0.50% · 4.625%
HK$69,402
+HK$3,980/mo
Deposit HK$5.79M · loan HK$13.50M · min. income ≈ HK$130,844/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,486
−HK$3,700/mo
▼ 0.25% · 3.875%
HK$70,323
−HK$1,863/mo
Today · 4.125%
HK$72,186
baseline
▲ 0.50% · 4.625%
HK$75,991
+HK$3,805/mo
Deposit HK$5.79M · loan HK$13.50M · min. income ≈ HK$144,372/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,150
−HK$4,963/mo
▼ 0.25% · 3.875%
HK$81,612
−HK$2,501/mo
Today · 4.125%
HK$84,113
baseline
▲ 0.50% · 4.625%
HK$89,232
+HK$5,119/mo
Deposit HK$1.93M · loan HK$17.36M · min. income ≈ HK$168,226/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,054
−HK$4,757/mo
▼ 0.25% · 3.875%
HK$90,415
−HK$2,396/mo
Today · 4.125%
HK$92,811
baseline
▲ 0.50% · 4.625%
HK$97,703
+HK$4,892/mo
Deposit HK$1.93M · loan HK$17.36M · min. income ≈ HK$185,622/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,147 · Scale 2, in force from 26 Feb 2026)