LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,976
−HK$2,758/mo
▼ 0.25% · 3.875%
HK$45,344
−HK$1,390/mo
Today · 4.125%
HK$46,734
baseline
▲ 0.50% · 4.625%
HK$49,577
+HK$2,843/mo
Deposit HK$9.64M · loan HK$9.64M · min. income ≈ HK$93,468/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$723,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,923
−HK$2,643/mo
▼ 0.25% · 3.875%
HK$50,235
−HK$1,331/mo
Today · 4.125%
HK$51,566
baseline
▲ 0.50% · 4.625%
HK$54,284
+HK$2,718/mo
Deposit HK$9.64M · loan HK$9.64M · min. income ≈ HK$103,132/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$723,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,771
−HK$3,309/mo
▼ 0.25% · 3.875%
HK$54,412
−HK$1,668/mo
Today · 4.125%
HK$56,080
baseline
▲ 0.50% · 4.625%
HK$59,493
+HK$3,413/mo
Deposit HK$7.71M · loan HK$11.57M · min. income ≈ HK$112,160/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,707
−HK$3,172/mo
▼ 0.25% · 3.875%
HK$60,282
−HK$1,597/mo
Today · 4.125%
HK$61,879
baseline
▲ 0.50% · 4.625%
HK$65,141
+HK$3,262/mo
Deposit HK$7.71M · loan HK$11.57M · min. income ≈ HK$123,758/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,566
−HK$3,861/mo
▼ 0.25% · 3.875%
HK$63,481
−HK$1,946/mo
Today · 4.125%
HK$65,427
baseline
▲ 0.50% · 4.625%
HK$69,408
+HK$3,981/mo
Deposit HK$5.79M · loan HK$13.50M · min. income ≈ HK$130,854/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,492
−HK$3,700/mo
▼ 0.25% · 3.875%
HK$70,329
−HK$1,863/mo
Today · 4.125%
HK$72,192
baseline
▲ 0.50% · 4.625%
HK$75,997
+HK$3,805/mo
Deposit HK$5.79M · loan HK$13.50M · min. income ≈ HK$144,384/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,157
−HK$4,963/mo
▼ 0.25% · 3.875%
HK$81,619
−HK$2,501/mo
Today · 4.125%
HK$84,120
baseline
▲ 0.50% · 4.625%
HK$89,239
+HK$5,119/mo
Deposit HK$1.93M · loan HK$17.36M · min. income ≈ HK$168,240/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,061
−HK$4,757/mo
▼ 0.25% · 3.875%
HK$90,423
−HK$2,395/mo
Today · 4.125%
HK$92,818
baseline
▲ 0.50% · 4.625%
HK$97,711
+HK$4,893/mo
Deposit HK$1.93M · loan HK$17.36M · min. income ≈ HK$185,636/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,206 · Scale 2, in force from 26 Feb 2026)