LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,977
−HK$2,758/mo
▼ 0.25% · 3.875%
HK$45,345
−HK$1,390/mo
Today · 4.125%
HK$46,735
baseline
▲ 0.50% · 4.625%
HK$49,578
+HK$2,843/mo
Deposit HK$9.64M · loan HK$9.64M · min. income ≈ HK$93,470/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$723,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,924
−HK$2,643/mo
▼ 0.25% · 3.875%
HK$50,236
−HK$1,331/mo
Today · 4.125%
HK$51,567
baseline
▲ 0.50% · 4.625%
HK$54,285
+HK$2,718/mo
Deposit HK$9.64M · loan HK$9.64M · min. income ≈ HK$103,134/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$723,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,772
−HK$3,310/mo
▼ 0.25% · 3.875%
HK$54,414
−HK$1,668/mo
Today · 4.125%
HK$56,082
baseline
▲ 0.50% · 4.625%
HK$59,494
+HK$3,412/mo
Deposit HK$7.71M · loan HK$11.57M · min. income ≈ HK$112,164/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,709
−HK$3,172/mo
▼ 0.25% · 3.875%
HK$60,283
−HK$1,598/mo
Today · 4.125%
HK$61,881
baseline
▲ 0.50% · 4.625%
HK$65,142
+HK$3,261/mo
Deposit HK$7.71M · loan HK$11.57M · min. income ≈ HK$123,762/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,568
−HK$3,861/mo
▼ 0.25% · 3.875%
HK$63,483
−HK$1,946/mo
Today · 4.125%
HK$65,429
baseline
▲ 0.50% · 4.625%
HK$69,410
+HK$3,981/mo
Deposit HK$5.79M · loan HK$13.50M · min. income ≈ HK$130,858/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,494
−HK$3,700/mo
▼ 0.25% · 3.875%
HK$70,331
−HK$1,863/mo
Today · 4.125%
HK$72,194
baseline
▲ 0.50% · 4.625%
HK$76,000
+HK$3,806/mo
Deposit HK$5.79M · loan HK$13.50M · min. income ≈ HK$144,388/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,159
−HK$4,964/mo
▼ 0.25% · 3.875%
HK$81,621
−HK$2,502/mo
Today · 4.125%
HK$84,123
baseline
▲ 0.50% · 4.625%
HK$89,241
+HK$5,118/mo
Deposit HK$1.93M · loan HK$17.36M · min. income ≈ HK$168,246/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,063
−HK$4,758/mo
▼ 0.25% · 3.875%
HK$90,425
−HK$2,396/mo
Today · 4.125%
HK$92,821
baseline
▲ 0.50% · 4.625%
HK$97,714
+HK$4,893/mo
Deposit HK$1.93M · loan HK$17.36M · min. income ≈ HK$185,642/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,226 · Scale 2, in force from 26 Feb 2026)