LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,979
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$45,347
−HK$1,389/mo
Today · 4.125%
HK$46,736
baseline
▲ 0.50% · 4.625%
HK$49,580
+HK$2,844/mo
Deposit HK$9.64M · loan HK$9.64M · min. income ≈ HK$93,472/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$723,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,926
−HK$2,643/mo
▼ 0.25% · 3.875%
HK$50,238
−HK$1,331/mo
Today · 4.125%
HK$51,569
baseline
▲ 0.50% · 4.625%
HK$54,287
+HK$2,718/mo
Deposit HK$9.64M · loan HK$9.64M · min. income ≈ HK$103,138/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$723,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,774
−HK$3,310/mo
▼ 0.25% · 3.875%
HK$54,416
−HK$1,668/mo
Today · 4.125%
HK$56,084
baseline
▲ 0.50% · 4.625%
HK$59,496
+HK$3,412/mo
Deposit HK$7.71M · loan HK$11.57M · min. income ≈ HK$112,168/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,711
−HK$3,172/mo
▼ 0.25% · 3.875%
HK$60,286
−HK$1,597/mo
Today · 4.125%
HK$61,883
baseline
▲ 0.50% · 4.625%
HK$65,145
+HK$3,262/mo
Deposit HK$7.71M · loan HK$11.57M · min. income ≈ HK$123,766/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,570
−HK$3,861/mo
▼ 0.25% · 3.875%
HK$63,485
−HK$1,946/mo
Today · 4.125%
HK$65,431
baseline
▲ 0.50% · 4.625%
HK$69,412
+HK$3,981/mo
Deposit HK$5.79M · loan HK$13.50M · min. income ≈ HK$130,862/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,496
−HK$3,701/mo
▼ 0.25% · 3.875%
HK$70,333
−HK$1,864/mo
Today · 4.125%
HK$72,197
baseline
▲ 0.50% · 4.625%
HK$76,002
+HK$3,805/mo
Deposit HK$5.79M · loan HK$13.50M · min. income ≈ HK$144,394/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,162
−HK$4,964/mo
▼ 0.25% · 3.875%
HK$81,624
−HK$2,502/mo
Today · 4.125%
HK$84,126
baseline
▲ 0.50% · 4.625%
HK$89,244
+HK$5,118/mo
Deposit HK$1.93M · loan HK$17.36M · min. income ≈ HK$168,252/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,066
−HK$4,758/mo
▼ 0.25% · 3.875%
HK$90,428
−HK$2,396/mo
Today · 4.125%
HK$92,824
baseline
▲ 0.50% · 4.625%
HK$97,717
+HK$4,893/mo
Deposit HK$1.93M · loan HK$17.36M · min. income ≈ HK$185,648/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,252 · Scale 2, in force from 26 Feb 2026)