LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,982
−HK$2,758/mo
▼ 0.25% · 3.875%
HK$45,350
−HK$1,390/mo
Today · 4.125%
HK$46,740
baseline
▲ 0.50% · 4.625%
HK$49,584
+HK$2,844/mo
Deposit HK$9.64M · loan HK$9.64M · min. income ≈ HK$93,480/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$723,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,930
−HK$2,643/mo
▼ 0.25% · 3.875%
HK$50,242
−HK$1,331/mo
Today · 4.125%
HK$51,573
baseline
▲ 0.50% · 4.625%
HK$54,292
+HK$2,719/mo
Deposit HK$9.64M · loan HK$9.64M · min. income ≈ HK$103,146/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$723,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,779
−HK$3,309/mo
▼ 0.25% · 3.875%
HK$54,420
−HK$1,668/mo
Today · 4.125%
HK$56,088
baseline
▲ 0.50% · 4.625%
HK$59,501
+HK$3,413/mo
Deposit HK$7.72M · loan HK$11.57M · min. income ≈ HK$112,176/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,716
−HK$3,172/mo
▼ 0.25% · 3.875%
HK$60,291
−HK$1,597/mo
Today · 4.125%
HK$61,888
baseline
▲ 0.50% · 4.625%
HK$65,150
+HK$3,262/mo
Deposit HK$7.72M · loan HK$11.57M · min. income ≈ HK$123,776/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,575
−HK$3,862/mo
▼ 0.25% · 3.875%
HK$63,491
−HK$1,946/mo
Today · 4.125%
HK$65,437
baseline
▲ 0.50% · 4.625%
HK$69,418
+HK$3,981/mo
Deposit HK$5.79M · loan HK$13.50M · min. income ≈ HK$130,874/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,502
−HK$3,701/mo
▼ 0.25% · 3.875%
HK$70,339
−HK$1,864/mo
Today · 4.125%
HK$72,203
baseline
▲ 0.50% · 4.625%
HK$76,009
+HK$3,806/mo
Deposit HK$5.79M · loan HK$13.50M · min. income ≈ HK$144,406/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,168
−HK$4,965/mo
▼ 0.25% · 3.875%
HK$81,631
−HK$2,502/mo
Today · 4.125%
HK$84,133
baseline
▲ 0.50% · 4.625%
HK$89,252
+HK$5,119/mo
Deposit HK$1.93M · loan HK$17.36M · min. income ≈ HK$168,266/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,074
−HK$4,758/mo
▼ 0.25% · 3.875%
HK$90,436
−HK$2,396/mo
Today · 4.125%
HK$92,832
baseline
▲ 0.50% · 4.625%
HK$97,725
+HK$4,893/mo
Deposit HK$1.93M · loan HK$17.36M · min. income ≈ HK$185,664/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,312 · Scale 2, in force from 26 Feb 2026)